Elvis Fernandez has always had a passion for helping others. He soon realized that the mortgage industry gave him the opportunity to do such a thing for a living, and he has not looked back since joining. Over two decades later, Elvia joins us at The Federal Savings Bank eager to continue helping clients and families.
With 24 years of mortgage industry experience, Elvis is a dedicated Senior Loan Officer known for his expertise, integrity, and passion for helping families achieve homeownership. Specializing in multicultural lending and fluent in Spanish, he works closely with clients from all backgrounds to make the mortgage process clear, accessible, and empowering. With his extensive experience with first-time homebuyer loans, refinances, grant programs, and ITIN loans, Elvis will do everything he can to help each borrower find the program best suited to their needs.
Beyond his professional role, Elvis is a devoted father to a 12-year-old daughter and deeply values time with family and community. He actively participates in local events, educational workshops, and outreach programs that promote financial literacy. Elvis also enjoys spending quality time with family and friends whenever he can.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



