Joe Varney earned a Bachelor of Science degree in Finance from Illinois State University in 1987 and has enjoyed a career in finance related sales ever since. He joined Chicago Bankcorp in 2004 and recently joined The Federal Savings Bank in 2012. Joe prides himself on personalized service and attention to detail. Â

Joe soon realized that in treating his customers as he would like to be treated, not only would the client be satisfied, they in turn would refer their friends and family member’s business to him as well.   Joe considers these referrals the ultimate endorsement of his commitment to his clients and welcomes you to experience a true professional for yourself.
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Joe personally controls each stage of the lending process, from origination through funding and has many financing options available to assist his clients in achieving their goal of owning their own home.   He personally meets with every client to discuss their specific scenario and attends every closing.
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Should you be in need of any mortgage services, please contact Joe for a free consultation.

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Recognition:

FHA 203k Specialist

FNMA Homestyle

Joe Varney was great!

Michael R.
July 2022

Joe! Thank you sooooo much for all the knowledge you’ve given us. It was a great experience and we enjoyed the whole process leading up to the closing. You will ALWAYS be a part of the Trejo/Velazquez family! Thanks!

Eric T.
February 2022

Joe Varney was great! Highly recommend working with him.

Alex R.
February 2022

As a first time buyer, I had no clue as to what to expect nor what was available to me. Mr. Varney made this entire experience amazingly smooth and took the time to educate me along the way. He also put me in the best position to succeed and helped me tap into programs that made this less expensive and an awesome purchase. I am forever grateful and will spread the word about The Federal Savings Bank and Mr. Joe Varney with pride.

Damaris R.
January 2022

Joe is the best!

William E.
June 2021

Joe was great, will be happy to work with him again in the future.

Stephen R.
May 2021

I enjoyed working with Joe very much.

Gabrielle M.
April 2021

Amazing customer service from Joe every time! This is my third total transaction with Joe and I know that there is no need to “shop around” for a better deal. I also know I won’t find another banker as knowledgeable, thorough, or patient as Joe. His personal touch is second to none. The computer system, DocuSign, etc. can give all the information one would need to complete the transaction but Joe takes time to send an email before the computer system to explain what you are going to be receiving, what is going to be required, and offers insights that make the process less daunting. Joe is a major asset to your team and my family!

Scott F.
January 2021

Joe has been amazing throughout this process! He has truly exceeded my expectations.

Lillian W.
January 2021

Joe did a great job working with me. I have already recommended him to a few others.

Bruce P.
January 2021