Patricia Thomas
Mortgage Banker
NMLS#104725
Patricia Thomas is a distinguished real estate broker, licensed general contractor, and seasoned loan originator with over 25 years of industry leadership. Her rare combination of brokerage expertise, construction knowledge, and financial acumen positions her as a comprehensive authority in residential, commercial, and investment real estate.
With 25 years as a licensed Realtor, Patricia has successfully guided buyers, sellers, and investors through complex transactions with strategic precision and skilled negotiation. Her 20 years as a licensed General Contractor provide her with hands-on insight into renovation, restoration, and development — allowing her to evaluate properties beyond surface value and unlock their full potential.
Complementing her brokerage and construction experience, Patricia brings 10 years of loan origination expertise to her role here at The Federal Savings Bank, giving her a strong command of financing structures and funding strategies that align opportunity with execution.
Respected for her integrity, vision, and results-driven leadership, Patricia is committed to helping clients build, grow, and protect wealth through real estate with confidence and excellence.
Get in touch:
Social:
ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
Download
