Eddie Torres
Senior Vice President
NMLS#185920
Eduardo Torres graduated from Saint Xavier University with a bachelor’s degree in Business Administration. After obtaining his degree, he began his extensive career in mortgage lending and financial services. He started off as a mortgage banker and quickly became one of top bankers in the United States. He has held several different positions from mortgage loan officer to retail branch sales manager. He credits his success to always putting the customer’s needs first, staying on top of all changes within the mortgage industry, and ensuring his clients know they have a mortgage banker they can trust with their family’s home financing needs.
With over fifteen years of real estate and mortgage lending experience, Eduardo has the knowledge and expertise to help each borrower structure the optimal mortgage to achieve their financial goals. He has handled all mortgage types from conventional, FHA, VA, and USDA home purchase and refinances, as well as reverse mortgages. He prides himself on taking the time needed to understand his customer’s immediate and long-term goals, while also helping guide his clients to the best financial solution that helps them achieve their objectives. Having helped a countless number of clients, he understands how confusing the home finance process can be and he works hard to walk each client through the process in an organized and efficient manner. Because of his extensive knowledge of available programs, problem solving skills, and steadfast commitment to customer service, Eduardo will ensure the client receives superior guidance as they pursue one of the most personal investments in their lifetime.
Eduardo resides in Naperville, Illinois with his wife and three children. In his free time, he enjoys spending time with his family, cheering for his kids at their countless sporting events, and watching the Chicago Cubs, Bulls, and Bears.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Eduardo is a very professional, efficient and knowledgeable person. Eduardo’s business acumen is second to none. Eduardo is personable, empathic and cares about his customer. Eduardo makes sure to emphasize communication and kept me informed every step of the way. Eduardo is very easy to speak with and encourages questions to ensure you understand all that is discussed. I enjoyed working with Eduardo and will gladly recommend him to any and everyone in need of a referral.
Mr. Torres was great. He kept us updated and informed at every stage of the process. He answered all of our questions promptly. He was always courteous while conducting business professionally.
I was extremely happy with Mr. Torres. He answered any questions immediately. Any request we made was handled immediately by Mr. Torres. He is an excellent representative of The Federal Savings Bank.
I can’t say enough about Eddie…he is super! Very knowledgeable and professional, customer oriented, on top of things, gives 110+ percent, goes the extra mile then some!!!
Eddie Torres is a valuable asset to your company. His handling of my business was outstanding. He is efficient, knowledgeable, and a pleasure to work with. He deserves a bonus for his dedication to your company.
Eddie is the best mortgage person I have ever worked with. This is my third mortgage experience and it was light years better than any of the others.
Eduardo Torres has been nothing less than a SUPER STAR in processing our refinanced mortgage. We want you to know that it was the easiest mortgage transaction we’ve had thus far, and we’ve bought several homes and rental properties. Hats off to Eddie and the entire Federal Savings team for providing excellent service and a great product
Mr. Eddie Torres is extremely knowledgeable and trustworthy, very professional, and very accommodating. He responds very quickly and promptly to any of my inquiries, and is always willing to take the time to explain to my wife any question she has in mind, thus providing more clarity, transparency, and trust. He is impressively great in doing follow-ups, thus ensuring the ball is rolling, and no time is wasted. My wife and I are blessed to have someone like Mr. Eddie Torres serve us.
It was a long process but Ed Torres walked us through it patiently. Anytime we had an issue, Ed Torres responded quickly to our needs. This is by far the easiest refinance experience we’ve ever had. Without his expertise we would have been lost along the way. Ed, we want to thank you very much for you outstanding performance!
Great experience and outcome, thanks for the help.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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