John Geraci graduated from Rider University with a Bachelor of Science degree in Business, concentrating in Marketing. With nearly three decades of experience, he has built a successful career in sales and management, including serving as a National Sales Team Manager. Over the years, John has led and mentored teams of up to 50 loan officers, providing guidance, training, and leadership to help them succeed. He is recognized for his ability to drive growth while maintaining a strong focus on customer service and team development.
Alongside his management background, John has built a strong career as a loan officer, working closely with clients to guide them through the mortgage process from start to finish. He has extensive experience helping individuals and families with refinancing and debt consolidation, creating solutions that ease financial burdens and improve long-term stability. In addition, John works with clients throughout the home purchase process, ensuring they are matched with the loan program that best fits their needs. He takes pride in offering personalized support, clear communication, and trusted advice, making each client feel confident and informed every step of the way.
Outside of his professional career, John enjoys a fulfilling family life and values spending quality time with his loved ones. He has a passion for classic cars and a lifelong appreciation for music, having spent many years playing the drums and singing. John also enjoys traveling with his family and creating meaningful experiences together. Deeply involved with his church, he takes pride in supporting charitable initiatives and giving back to the community.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



