Born in Bethesda, Maryland, and now residing in Wilmington, New York, Michael studied Business at the University of Vermont with concentrations in Marketing and Entrepreneurship, along with a minor in Political Science. He was drawn to The Federal Savings Bank by a strong desire to help others and a commitment to making a meaningful difference in people’s financial lives. Guided by a belief in honesty and transparency, Michael is dedicated to helping clients access the tools and solutions they need to build a stronger financial future.
As a Junior Mortgage Banker at The Federal Savings Bank, Michael takes a relationship-driven and analytical approach to working with clients. He focuses on understanding each individual’s unique goals and financial situation, allowing him to provide thoughtful, personalized guidance. Whether assisting with home purchases, refinancing, or exploring debt consolidation options, he is committed to delivering clear communication and dependable support throughout every step of the process.
Outside of the office, Michael enjoys an active lifestyle and spending time outdoors. He is passionate about skiing, golfing, and hiking, and values time spent with his dog, Beau. His appreciation for balance, discipline, and connection carries over into his professional approach, where he strives to build lasting relationships with the clients he serves.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



