Nick Gibson holds a degree in Business Administration from Lock Haven University where he competed in wrestling at the Division One level. With over 5 years of experience in the mortgage and lending industry, Nick has built his career around helping clients find the right financial solutions for their individual needs — whether that means refinancing to save money, accessing home equity, consolidating debt, or leveraging VA benefits.
Nick specializes in structuring personalized loan strategies that support both immediate needs and long-term financial health as well as educating first time homebuyers. He has a strong track record of serving veterans and active-duty service members, guiding them in maximizing the benefits of VA loans — from refinancing to equity access for debt consolidation, home improvements, and more. Known for his honest guidance and clear communication. His approach is rooted in transparency, education, and a genuine commitment to each borrower’s short- and long-term financial success.
Nick currently lives in Jacksonville, Florida. Outside of work, he enjoys staying active, traveling, and coaching athletes in wrestling.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



