Joe Damo has worked in the financial services industry for over 35 years. With a primary focus in the reverse mortgage program for the past 21 years, he has established himself as an industry expert, prevailing at sharing the value of home equity retirement planning with financial advisors, CPAs, mortgage, and banking professionals.
Joe has a passion for his work because he has repeatedly seen how home equity management affords his clients the dignity, quality of life, and financial security they deserve. He has helped over 2,000 people throughout the country utilize a reverse mortgage within their retirement planning, and he doesn’t plan on stopping any time soon. The fact that Joe has the opportunity to improve someone’s life every day he comes to work is what drives him to help and guide his clients in an enjoyable and efficient manner. Joe ensures every one of his clients that they will receive the absolute best customer service possible from him.
Joe and his wife of 31 years, Jamie, live in Tierra Verde, Florida. They love spending time with their four grown children and three grandchildren in Colorado, Ohio, and Kentucky. Living on a small island near the Gulf of Mexico meets Joe’s love of sunsets, boating, and all water-related activities. He enjoys volunteering with the Honor Flight Network and other veterans’ organizations. He is a proud Knight of Columbus and is dedicated to the group’s mission of nurturing and directing educational, charitable, religious, and social welfare works.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.