Dino Cummings is a Mortgage Banker with The Federal Savings Bank, serving individuals and families throughout Central New Jersey. He guides clients through the home-financing process with clarity, transparency, and confidence, whether they are purchasing a new home, refinancing an existing loan, or exploring options to strengthen their long-term financial position. Dino is committed to making complex financial decisions easier to understand, empowering clients to move forward with confidence.
With a strong background in residential real estate and operations, Dino brings a comprehensive understanding of the mortgage process from start to finish. This experience allows him to anticipate potential challenges early and provide thoughtful, solution-driven guidance at every stage of the transaction. His client-focused approach emphasizes clear communication, realistic expectations, and consistent accessibility throughout the loan process.
Known for being organized, detail-oriented, and calm under pressure, Dino strives to deliver a smooth and efficient lending experience. He takes pride in helping clients make informed decisions that align with their financial goals while ensuring the process remains straightforward and stress-free. His ultimate goal is to build lasting relationships by delivering dependable service and results clients can trust.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



