The Federal Savings Bank Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings. We call it the Perfect Mortgage Experience because for 20 years that’s how our customers have come to know and refer us.
300 N. Elizabeth Street #3E

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The Federal Savings Bank provides a wide array of loan products and exceptional customer service to each and every customer.

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Veterans Steve Calk

Our Deposit Rates

The Federal Savings Bank has a wide array of accounts available for you.

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Welcome Baytree National Bank & Trust

Baytree National Bank & Trust has merged with The Federal Savings Bank. Click below to learn more about the merger and what it means for you as our valued customer.

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The Perfect Mortgage Experience

Our dedicated bankers will walk you through the process from start to finish, guiding you to the perfect mortgage experience.

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Latest News & Updates
3 tips for a smooth closing

3 tips for a smooth closing

When it's time for first-time home buyers to close on a house, it's important they understand exactly what it takes to ensure a quick and painless closing.

August 3, 2015

Average mortgage rates slide

Average mortgage rates slide

Freddie Mac released its Primary Mortgage Market Survey and the results indicated rates slid once again for the week ending July 30.

July 30, 2015

3 tips for finding the perfect home

3 tips for finding the perfect home

First-time home buyers and veteran buyers alike have specific preferences when it comes to finding the house of their dreams.

July 30, 2015

3 tips for negotiating a home price

3 tips for negotiating a home price

When first-time home buyers decide to purchase a home, the negotiations that occur may be intimidating.

July 29, 2015

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