The Federal Savings Bank Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings. We call it the Perfect Mortgage Experience because for 20 years that’s how our customers have come to know and refer us.
300 N. Elizabeth Street #3E

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The Federal Savings Bank provides a wide array of loan products and exceptional customer service to each and every customer.

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Veterans Steve Calk

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The Federal Savings Bank has a wide array of accounts available for you.

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Welcome Baytree National Bank & Trust

Baytree National Bank & Trust has merged with The Federal Savings Bank. Click below to learn more about the merger and what it means for you as our valued customer.

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The Perfect Mortgage Experience

Our dedicated bankers will walk you through the process from start to finish, guiding you to the perfect mortgage experience.

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Latest News & Updates
3 tips for negotiating a home price

3 tips for negotiating a home price

When first-time home buyers decide to purchase a home, the negotiations that occur may be intimidating.

July 29, 2015

Common issues buyers should avoid when applying for a mortgage

Common issues buyers should avoid when applying for a mortgage

First-time home buyers who apply for a mortgage may feel intimidated by the process. Purchasing a home requires a great deal of patience, money, paperwork and understanding. Those interested in buying a new home should familiarize themselves with mistakes to avoid when they embark on this journey.

July 28, 2015

Realtors express confidence in the market

Realtors express confidence in the market

The real estate market has seen a great deal of improvement and a healthy influx of buying activity recently.

July 27, 2015

Invest in the best renovation

Invest in the best renovation

When current homeowners decide to sell their homes, it is important these properties are in great condition and they appeal to the buyers' market. First-time home buyers represent a majority of the individuals currently looking to buy a home and they want to invest in turn-key homes.

July 27, 2015

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