Jess Denlow
Mortgage Banker
NMLS#230484
Jess Denlow is a Mortgage Banker who specializes in guiding clients through major life transitions, including divorce and other significant financial changes. She provides personalized mortgage strategies that align with long-term financial goals and collaborates closely with financial advisors, attorneys, and mediators to structure solutions that address unique mortgage needs while building mortgage wealth. As a fluent Spanish speaker, she is able to support and communicate effectively with Spanish-speaking clients.
Through The Denlow Team at The Federal Savings Bank, Jess offers a high-touch, accessible lending experience backed by nationwide lending capabilities, portfolio products, and construction loan options. She is dedicated to making the mortgage process seamless and informative, serving as a trusted advisor to her clients and prioritizing long-term relationships over one-time transactions.
Outside of her work, Jess enjoys spending quality time with her family—her husband, Josh, and their adult children Niko, Jadyn, and Dylan. She loves hosting gatherings in her backyard oasis, catching a Cubs game on a sunny day, or taking a peaceful walk along the Evanston lakefront. She’s also a fan of live music, a great steak taco, and the occasional tequila tasting.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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