Ryan Farhat
Executive Vice President and National Director, Consumer Direct Lending
NMLS#573455
Ryan Farhat is a Regional Senior Vice President at The Federal Savings Bank, and oversees consumer direct mortgage sales loan production offices in Oakbrook, IL, Cleveland OH, Columbus OH, Columbia MD, Nashville TN, Tampa Bay FL, and Detroit MI. After graduating from Western Michigan University in 2001 with a Finance/Economics degree, Ryan entered the residential mortgage business. Throughout his eighteen-year career as a Mortgage Banker, AVP, Sales Manager and now a Regional SVP, he has overseen roughly $6.5 billion of total loan production to date.
Ryan’s main focus is to create a fun, competitive, and opportunistic work environment for his employees. He works tirelessly to stay ahead of the competition by constantly improving efficiencies on both the sales and operations sides of the business. His commitment to the bank and his employees has shown over the past seven years as his regional closed loan volume has increased 483% from $240mm in 2012 to over $1.4B in 2019. Ryan’s region works diligently and passionately to create an exceptional experience for their customers that is enjoyable, valuable, and memorable. Working with his team can assure you that you are entrusting the largest financial commitment of your life to one of the most highly qualified and ethical loan officers in the nation. His team recruits, trains and develops individuals with the upmost honesty, integrity and character to ensure the highest level of customer service in the lending community. With this level of experience and commitment to excellence, his group is currently one of the top consumer direct regions in the nation.
Ryan grew up in a small town called Okemos, Michigan, which borders East Lansing, home of the Michigan State Spartans. He is a huge fan of Spartan country. He, his wife Carrie and two boys Gavin and Gage currently live in a small western suburb of Chicago called Sugar Grove. They all enjoy the water and spending time outdoors. When Ryan isn’t at work supporting his employees and clients, he enjoys nights out with his wife, spending time with his kids, and is an avid golfer.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
It was nice to work with you. The process was pretty easy and straightforward. It was especially easy that I could do everything from home Take care.
Thank you for your assistance. Maybe we will cross paths again in the future. I appreciate the service you and your company provided.
Thanks for all the help and hard work. You were great, even Joan, our “tiger lady” real estate agent, was raving about how wonderful you were during the entire process. We couldn’t be happier. I will definitely refer to you.
Ryan guided us through a seamless refinancing process. Our efforts throughout were more than compensated by the low VA interest rates The Federal Savings Bank offered. He was accessible. Your support and hard work was appreciated.
Ryan – I touched bases with Ken on the cell phone. Gave you A+++ rating.
The whole loan process was very easy and I was kept informed all along the way. I appreciated how prompt you were in answering my questions.
The closing on Wednesday night went smooth. I wanted to thank you for making this process relatively painless. It was a pleasure doing business with you guys and I will recommend you to any of my friends considering a refinance.
I have completed the survey as requested. I would like to point out as I did in the survey that this was the most pain free refinance I have completed yet. I greatly appreciated Ryan and his teams efforts at making that happen. Additionally, I might not of even have thought about refinancing again (within 8 months or so of my last refinance) unless Ryan had called me and indicated I should look into it based on where rates had dropped. I will continue to gladly recommend Ryan and Federal Savings Bank to my friends and neighbors, of which Ryan has already helped out one of based on such recommendation.
I just want to say thank you to you, Vito and your staff, that assisted us with the refinance of our mortgage loan. We know our finances were complicated but you and your staff were able to pull everything together for approval.
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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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