Ryan Farhat
Executive Vice President and National Director, Consumer Direct Lending
NMLS#573455
As Executive Vice President and National Director of Consumer Direct Lending at The Federal Savings Bank, Ryan Farhat works tirelessly to create an environment where talented professionals thrive, and borrowers nationwide can experience a lending process focused on efficiency and clarity.Â
Since earning his degrees in finance and economics from Western Michigan University in 2001, Ryan has spent more than 23 years contributing to and building high-performing lending teams. He has held various roles, from Mortgage Banker to VP, SVP, Regional SVP, and now, EVP and National Director of Consumer Direct.Â
Ryan leads with a focus on efficiency and innovation, constantly refining processes that empower his teams to outperform the competition. With his wealth of experience and dedication to excellence, he continues to expand his team into one of the nation’s largest consumer direct platforms.Â
Originally from mid-Michigan, Ryan now lives in Franklin, Tennessee with his wife, Carrie, and their two sons, Gavin and Gage. Away from the office, he enjoys time on the water, outdoor adventures with his family, and Nashville’s vibrant music scene.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
It was nice to work with you. The process was pretty easy and straightforward. It was especially easy that I could do everything from home Take care.
Thank you for your assistance. Maybe we will cross paths again in the future. I appreciate the service you and your company provided.
Thanks for all the help and hard work. You were great, even Joan, our “tiger lady” real estate agent, was raving about how wonderful you were during the entire process. We couldn’t be happier. I will definitely refer to you.
Ryan guided us through a seamless refinancing process. Our efforts throughout were more than compensated by the low VA interest rates The Federal Savings Bank offered. He was accessible. Your support and hard work was appreciated.
Ryan – I touched bases with Ken on the cell phone. Gave you A+++ rating.
The whole loan process was very easy and I was kept informed all along the way. I appreciated how prompt you were in answering my questions.
The closing on Wednesday night went smooth. I wanted to thank you for making this process relatively painless. It was a pleasure doing business with you guys and I will recommend you to any of my friends considering a refinance.
I have completed the survey as requested. I would like to point out as I did in the survey that this was the most pain free refinance I have completed yet. I greatly appreciated Ryan and his teams efforts at making that happen. Additionally, I might not of even have thought about refinancing again (within 8 months or so of my last refinance) unless Ryan had called me and indicated I should look into it based on where rates had dropped. I will continue to gladly recommend Ryan and Federal Savings Bank to my friends and neighbors, of which Ryan has already helped out one of based on such recommendation.
I just want to say thank you to you, Vito and your staff, that assisted us with the refinance of our mortgage loan. We know our finances were complicated but you and your staff were able to pull everything together for approval.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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