Ben Mendoza
Mortgage Banker
NMLS#460009
Benjamin Mendoza grew up in California’s Bay Area and now resides in Oakdale, known as the “Cowboy Capital of the World.” He earned his degree in Finance, with a minor in Economics, from California State University, East Bay. His early career in financial analysis and client service laid the foundation for his transition into mortgage lending, where he focuses on helping clients navigate important financial decisions with confidence.
With over 30 years of experience in the mortgage industry, Ben has guided clients through purchasing, refinancing, and building homes. He has extensive expertise across a wide range of loan programs, including conventional, FHA, VA, USDA, renovation, and construction financing. He is particularly skilled in construction lending, helping borrowers navigate complex projects with clarity and confidence. His approach is rooted in delivering exceptional service and making the home financing process as smooth and stress-free as possible.
Outside of work, Ben enjoys staying active and spending time outdoors. He is passionate about fishing, playing men’s amateur baseball, and traveling. He also values time with family and creating meaningful experiences with those closest to him.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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