Ben Mendoza
Mortgage Banker
NMLS#460009
Ben Mendoza grew up in California’s Bay Area and now lives in Oakdale, known as the “Cowboy Capital of the World.” He earned his Business degree in Finance with a minor in Economics from California State University, East Bay. His early career experiences built a strong foundation in financial analysis, customer service, and client guidance, which naturally led him into mortgage lending. These experiences continue to support his work at The Federal Savings Bank, where helping clients navigate important financial decisions with confidence is a central focus.
With more than 30 years of experience in the mortgage industry, Ben has helped countless clients purchase, refinance, and build the homes they envision. He has extensive experience across a wide range of loan programs, including conventional, FHA, VA, USDA, renovation, and construction financing. Ben is especially knowledgeable in construction lending for a variety of property types, allowing him to guide borrowers through more complex projects with clarity and expertise. His approach centers on ensuring clients receive exceptional care while making one of the most significant financial investments of their lives.
Outside of work, Ben enjoys spending time outdoors and staying active. He likes fishing, playing men’s amateur baseball, and traveling whenever possible. Family is also an important part of his life, and he values the time spent creating meaningful experiences with those closest to him.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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