A native of East Tennessee, Carl Mowdy spent his educational years staying close to home while attending East Tennessee State University. After proudly serving his country in the U.S. Navy, Carl moved my family to Atlanta, where he built an extensive network of professional contacts. He now joins The Federal Savings eager to continue finding success for himself and his clients!
With over 20 years of experience serving clients in home purchase and refinance transactions, Carl takes an immense amount of pride in helping individuals and families achieve their homeownership goals. With a strong background in origination, financial services, and high-volume sales production, Carl knows how to navigate different obstacles and scenarios to help his borrowers find the best solution for them. Carl’s approach is rooted in excellent customer service and long-term business relationships built on trust and integrity, which is quickly apparent to anyone who is fortunate enough to work with him.
Today, Carl calls the Knoxville, Tennessee area home, continuing to serve clients and partners across the Southeast and Midwest with pride and dedication. Family is his greatest source of inspiration, as their support and examples motivate him every day to lead with integrity and compassion—values that carry over into every client relationship. He finds great fulfillment in helping families secure their homes and build their futures. Outside of work, Carl enjoys golf, travel, and spending quality time with family and friends.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



