Veronica Needham is originally from San Luis Obispo, California. She moved to Scottsdale, Arizona in 2019 transitioning from finance to residential real estate – specializing in new construction. With a strong foundation in finance and a deep understanding of real estate, she brings a unique blend of expertise and passion to every client interaction. She is driven by genuine passion for connecting with people, uncovering their unique needs, and crafting tailored solutions that empower clients to achieve their financing goals.
Veronica has a deep appreciation and respect for those that have served our country – values that are especially meaningful to her as the granddaughter of a proud U.S. Navy veteran. Her grandfather’s service instilled a strong sense of gratitude, integrity, and commitment – principles she carries in both personal life and professional work.
Veronica currently resides in Scottsdale, Arizona with her husband, three kiddos, and mini schnauzer, Lola. When she’s not in the office she enjoys traveling, spending time outdoors, and grilling by the pool with family.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



