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About

With over four decades of unwavering commitment to real estate and finance, Arleatha Kelly is a proud Oak Park, Illinois native with a Bachelor of Arts in Accounting from the University of Illinois at Chicago. Her career began in January 1983, and she has since built deep expertise in regulatory compliance, mortgage lending, and client advocacy. Her journey includes serving as Director of Mortgage Banking Regulation for the Illinois Department of Financial and Professional Regulation and Senior Financial Analyst for the FDIC, where she advanced consumer protection and integrity in the financial industry. Whether she is analyzing creditworthiness, guiding homebuyers, or leading small business operations, she brings sincere dedication to helping others achieve their dreams of homeownership.

As a ​licensed Managing Real Estate Broker, Mortgage Loan Originator, Certified ​Public Accountant, retired Certified Fraud Examiner, and IRS Certifying Tax Acceptance Agent, she leverages a comprehensive skill set to provide honest, informed, and individualized service. Financial knowledge, longevity, and heartfelt sincerity are at the core of every transaction – she is committed to placing her clients’ interests above all. Arleatha’s values are shaped by her faith. Her reverence for ​her community keeps her dedicated to ethical practices and helping families build long-lasting generational wealth.

Arleatha still lives in Oak Park with her beloved husband of 50-plus years. They raised three daughters and now delight in their six wonderful grandchildren, who are their pride and joy. Beyond her professional pursuits, she is passionate about bowling, sewing, reading, and learning new technology, with skating ​and learning Spanish on her bucket list. She cherishes time with loved ones and believes in making each day impactful—helping people not just own homes, but build futures filled with joy and confidence.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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