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About

Cody Umstead graduated from Williamsport area high school. He started working right after graduation, and after four years with the company, earned his way to being promoted to manager. After working five years as a manager, Cody decided to start his own business. He ran that for five successful years before selling that to pursue his passion in the banking industry.

Cody joins us here at The Federal Savings Bank as a mortgage banker. Throughout his ten years of customer service experience, especially at his construction management job, Cody found out that he enjoyed helping customers find the best financial options to make the homebuying process easier. Cody takes pride in being able to help his clients find the best financial option in a timely fashion while always keeping good communication. This quickly becomes apparent to anyone who works with Cody.

Cody currently resides in Williamsport, PA with his wife of 7 years and his three children. He and his family members are active church goers and are involved in their community. Cody and his wife run a foundation in their daughter’s name called the Eila Elizibeth Umstead foundation, in memory of their daughter who they lost at birth to Tuners Syndrome. The foundation helps families with medical and funeral expenses. Cody also enjoys the outdoors as he is an active hunter and fisherman. Cody also loves sports like football, baseball and wrestling.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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