Skip to Main Content
About

Born and raised in the south, Robert has carried over his southern hospitality into the financial industry. At such a young age, he developed a passion for people and changed lives through his leadership. Robert’s father was a veteran and his mother is a teacher; he unconsciously developed traits from both professions that have prepared him for a long career with The Federal Savings Bank.

Graduating from the University of Alabama with a Bachelor of Science in International Business Marketing gave Robert the necessary qualifications to enter into the banking industry. After graduation, he moved up north to work for another bank prior to transitioning to his current position with The Federal Savings Bank.

Robert’s motto is to change lives one mortgage at a time. He wants to make life more affordable by providing the best programs with the utmost customer service. He can assure you that if he can help you; he will. As much as he tires try to suppress his southern hospitality while on the job, it’s hard for to hide it from all his clients. He has a heart for people, and if an opportunity arises he will do his best to make sure the next person has it!

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

What clients say about working with us

Chevel is one of the best in the business. I will continue to recommend him and the company to anyone interested in a loan. From beginning to end Chevel made a stressful process seem easy. 10 out of 10 experience.

Dennis B.
August 2022

My loan officer (Robert Bess) and his team were exceptional! They are very knowledgeable, professional, prompt and courteous. I plan to utilize their services again in the future, as well as recommend them to friends and family members. I am one very satisfied customer! Thank you!

Beverly T
September 2022

Mr. Bess was awesome to work with. He truly made me feel that he was there for me to make this loan happen and not just a job for him. I could not be more grateful for his help. He made me feel like he had an open door policy and comfortable to ask him anything. I most definitely will recommend to my friends.

Christy R.
September 2022

Robert Bess, is amazing, personable and very, very knowledgeable, he’s proficient in his craft! We wouldn’t be in our beautiful home now without him.

Ruben K.
June 2022

I want to thank Robert Bess (Cheval) enormously, he was fantastic from the beginning of my journey on purchasing my condo for my mother. My journey began in 2019 Robert processed my loan application but at the end it did not go through from the sellers end, pandemic hit and we stopped our process. At the beginning of 2022 I reached out to him to open my file again and continued with me until the end. I am so appreciate of his time, dedication, support, his professionalism, the great communication we had always when I called, txt or emailed. I want to thank his assistant Keyon Ringgold, he helped me tremendously also through the process using the online portal to get up to date all the documents required. If you are in the need to apply for a Loan Robert Bess is your man. Thank you The Federal Savings Bank.

Mayra S.
June 2022

Mr. Robert Bess gave me outstanding service from the beginning to end. THANK YOU MR. ROBERT BESS!

Denise B.
June 2022

I was very happy with loan process and the people who handled my loan. Everyone was extremely professional and courteous.

Robert W.
January 2022

I was very pleased with Robert Bess who was quite knowledgeable and very responsive. Throughout the process, Mr. Bess always made me feel he would do whatever he could for me. You’re lucky to have him.

John W.
November 2021

My family and I have would like to thank Robert and his team for their wonderful service. Our process was a bit unconventional, however, Robert and his team were dedicated and proficient which allowed our home-buying process to continue to moving forward. We recently closed and we couldn’t be happier with our purchase! Thank you!

Curtis B.
August 2021

I very much appreciate the process and overall communication from Robert and his team. This process would not have been possible without the support of Keyon Ringold and Gwenever who reached out on multiple occasions to solidify our loan. Gwen even called on Friday after to make sure everything went smoothly which made us feel super cared for and supported.

Ashley D.
July 2021
Zillow CUSTOMERS reviews
Home Begins Here

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

get started
Understand your home's value in minutes
Calculator Image

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Calculator Image

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Calculator Image

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

our resourceful guides
our loan products
Discover some of the possibilities with The Federal Safings Bank
Buying Your Home Is a Journey.
Let’s Get Started.
You’re getting ready to take a big step forward. Work with a mortgage team that helps get you the rates you need to get home.
Get started