Frank Gozdalski
Mortgage Banker
NMLS#64594
Frank Gozdalski, originally from Buffalo, NY, brings a unique blend of creativity and financial knowledge to his role at The Federal Savings Bank. A graduate of SUNY Geneseo with a Fine Arts degree and minors in Business and Math, Frank began working in banking and finance during summers in college—experience that laid the groundwork for his career in mortgage lending. After relocating to Jamestown, NY, he continued building his professional path while putting down roots in the community.
Frank is known for his reliability, attention to detail, and a strong belief in going the extra mile—values that shape his approach to working with borrowers. Whether guiding first-time buyers or supporting homeowners through refinancing, he focuses on clear communication and a service-first mindset to make the mortgage process as smooth as possible.
Outside of work, Frank is a devoted family man with two grown children and a love for all things Buffalo sports, including the Bills and Sabres. He’s also actively involved in his local church, where he has served on the council and as past president. His strong community ties and people-first approach make him a trusted resource for clients throughout their homeownership journey.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
From Frank to Xenia and Gabbie, they all make this a nice, easy transaction. Plus they kept me informed throughout the whole process. Thanks everyone!
Being in communication throughout.
Frank and his staff were amazing through the whole purchasing process. They kept us well informed on the entire step by step process and were always available to answer the simple questions that sometimes get overthought. Again, I can’t stress enough the world class experience we’ve had. We will definitely recommend to our family and friends.
Frank was a pleasure to work with. He offered the best rates I saw and was very honest and forthright with me during the entire process. Thanks!
Enthusiastic and friendly!
Quick friendly service great rate!
Frank was always upbeat and answered questions in a timely manner.
Knowledge of the process and explaining every question I had every step of the way.
Help every step of the way.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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