Skip to Main Content

USDA Home Loans

USDA home loans are mortgages backed by the United States Department of Agriculture (USDA). They are for individuals who want to buy a home in a designated rural area through approved lenders like us.

Please keep in mind that sometimes you may use a USDA loan in the suburbs of metropolitan areas, if the area where the home is located is deemed as a rural area.


USDA Home loans requirements

  • No down payment required*
  • Competitive interest rates
  • Less demanding credit requirements.
  • Income limits vary by location and depend on the household size.

*Requires borrower to meet eligibility requirements.

This information is intended for educational purposes only. Products and interest rates subject to change without notice. Loan products are subject to credit approval and include terms and conditions, fees and other costs. Terms and conditions may apply. Property insurance is required on all loans secured by property. VA loan products are subject to VA eligibility requirements. Adjustable Rate Mortgage (ARM) interest rates and monthly payment are subject to adjustment. Upon submission of a full application, a mortgage banker will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to you individual situation.

Gold House Icon

Find out if your property is eligible TODAY!

get started today