Tom Breathitt
Vice President
NMLS#493916
Tom Breathitt is originally from Louisville, Kentucky. He stayed close to home to attend school at the University of Kentucky where he graduated with a degree in business administration and a minor in finance. After graduating college, Tom immediately started work as a credit card manager for a national bank. A year or so after that, he joined the mortgage business with a bank in his hometown, and more than 30 years later, he has yet to look back!
Tom joins us here at The Federal Savings Bank with 37 years of industry experience. Throughout his time in the mortgage industry, he has amassed numerous awards and milestones, such as being a top producer for nine years straight, Mortgage Banker of the Year in Lexington, KY two different times, Chairman’s and President’s Club honors, and has funded over a total of 4,000 home loans. He attributes the success he has had to his determination and genuine care for his clients. Tom treats everyone he works with as if they were family, stopping at nothing to find the best financial solution for them. It is quickly apparent to anyone who works with Tom that they are in great hands.
Tom currently resides in Lexington, KY with his wife and their dog, Bella. Tom has 3 children and 4 grandchildren, so you can find him in Cincinnati, OH or Tampa, FL visiting them whenever the opportunity arises. He also enjoys his sports teams, most notably the University of Kentucky Wildcats.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Tom Breathitt was exceptional. He was outstanding from beginning to end, even communicating during a well deserved vacation. I will highly recommend him to others. His knowledge of the loan process and communication skills were truly exemplary. Everyone should strive for his level of professionalism.
Tom, I’m not sure if you’ll see this but want to say it was a pleasure to work with you. This was a big deal for us, and you kept our eyes on the prize. We are very happy with the result. Thank you.
Professional, knowledgeable, and efficient! Highly recommend. Tom Breathitt was a joy to work with and gave us the confidence to make our 2015 (first) home purchase, that we were all too happy and eager to work with him again in 2024 for our next home purchase. He is professional, knowledgable, and efficient. Tom is very responsive, and was able to answer all of our questions during the entire process. Highly recommend!
We sought out Tom after he left his previous company because we worked with him two previous times in the past when buying homes. He came highly recommended to us by a family member the first time we used him. He is very professional, prompt in his communications, reliable and makes the process easy and stress-free.
Excellent experience working with Tom. Very proactive, communicative and knowledgeable which made for a smooth process. Would definitely recommend!
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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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