Ray Hage
Mortgage Banker
NMLS#2788030
Ray Hage is originally from Boston and has been happily living in south Florida since 2007. He received his undergraduate degree in Operations and Technology Management at Boston College (2004) and his MBA at University of Florida (2010). Ray has also worked in several finance-related positions over the years but was always thinking about the real estate industry. After joining the industry by purchasing his first duplex, he grew it into five income-producing properties, his personal residence and a small storage business. He now brings his experience and successful practices to The Federal Savings Bank.
Ray joins us here at the Bank with a great deal of knowledge on the homebuying process. He truly enjoys every aspect of real estate because it allows him to be creative in solving complex issues, as well as provide avenues for him to meet many great people. Ray is extremely eager to utilize TFSB’s products and services to assist buyers in finding their perfect homes and income-producing properties. Anybody who works with him will soon realize how dedicated a professional he is.
In his free time, Ray likes to enjoy the South Florida beaches as much as he can. He can also be found playing card and board games or watching a good documentary. Ray loves spending time with his family and friends, as well!
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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