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William (Billy) Couillard was born and raised in Frederick, Maryland. Billy graduated from Salisbury University on the eastern shore and obtained a degree in Communications with a minor in Business. During his time at Salisbury, Billy was a member of their Club Lacrosse team and was a part of the 2010 National Championship team. After graduating, Billy began his career in consumer direct mortgage lending.

Billy focuses on taking the time needed to understand the customers immediate and long-term financial goals, identifying the best programs to help the customer achieve their objective. Billy understands the lending process can be confusing, so he prides himself on working with each customer from start to finish with constant communication. Having helped hundreds of clients, his extensive knowledge of available programs, problem solving skills and steadfast commitment to customer service, Billy will ensure you receive superior guidance as you pursue one of the most personal investments of your lifetime. After a short break from the industry, Billy is excited to be back with The Federal Savings Bank to serve current and future homeowners!

Billy resides in Edgewater, Maryland with his wife, daughter, and another due in May 2021! Billy and his family enjoy the outdoors, which includes fishing on the Chesapeake Bay, hiking, and walks with their two dogs.