Ryan Dalton is a Mortgage Banker with a strong foundation in underwriting and sales leadership, bringing a results-driven approach to every client interaction. Originally from Lockport, Illinois, Ryan attended Carthage College, where he earned his bachelor’s degree while also competing as a student-athlete in both baseball and football, demonstrating discipline, teamwork, and a competitive mindset that continues to shape his professional approach.
Since entering the mortgage industry in 2018, Ryan has built extensive experience in loan structuring, underwriting, and client advisory. His underwriting background gives clients a unique advantage, as he understands exactly what it takes to get a loan approved and works proactively to position each file for success. Known for his transparency, responsiveness, and commitment to delivering results, Ryan has consistently established himself as a top-performing professional who prioritizes both accuracy and client satisfaction.
Ryan is dedicated to guiding clients through one of the most important financial decisions of their lives with clarity and confidence. From initial consultation to closing, he ensures every borrower feels informed, supported, and empowered throughout the process, delivering a seamless and stress-free experience.Now based in Frisco, Texas, Ryan enjoys spending time with his family as a husband and father, along with his three dogs. Outside of work, he is passionate about golfing, hunting, fishing, and making the most of his time outdoors.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



