Fred Greif Photo

Fred Greif

Mortgage Banker


Fred is a Chicago native who graduated from Benedictine University, and The John Marshall Law School. During his time at Benedictine, he was the captain of the basketball and golf team, as well as held the title of Outstanding Senior in Political Science. Fred is also a member of the Illinois State Bar Association.

Prior to working at The Federal Savings Bank, Fred was a junior high math and physical education instructor for 11 years. In addition to teaching, he was also the football and basketball coach for the school. Fred later joined the mortgage industry, where he excelled as the Assistant Vice President of a small lending business for 5 years. With his experience of teaching, coaching, and his knowledge of the mortgage industry, Fred successfully communicates and educates his clients every step of the way; with exceptional commitment throughout the entire process.

Fred currently resides in Elk Grove, IL. He adores his daughter and enjoys spending time with family by hosting cookouts, coaching his daughter in softball, and spending time with her at their favorite spot: Door Country, Wisconsin. He is a die-hard Chicago Cubs fan who really enjoys golfing, and landscaping around his home.


Fred and his team were wonderful to work with! Truly appreciate the smooth process! Thank you again for saving us money!!

- Amanda P
Fred and his team were excellent from the first conversation we had about the home buying process until the final closing! Fred and his team were extremely thorough and went above and beyond to make sure all of our questions were answered. The communication was excellent from start to finish and his team did an outstanding job making sure we were in the loop for all steps during the process. The personal feel and care is what truly separates Fred from others in this industry where most of the time you're just a number to them. I would highly recommend Fred and his team because they were upfront, honest, timely and trustworthy for our home buying experience. Thank you for working with us to find our dream home!!

- Bob R
Fred Grief was outstanding to work with throughout the entire process. He provided clear communication and prompt follow up throughout. I would certainly recommend him to any colleagues, friends and family. His entire team was great to work with. Thank you for the tremendous services. FYI - The automated process with consistent reminders and very easy to follow. Great product.

- Christopher D
Fred Greif - is just amazing. Thank you for making everything run smooth and easy during this transaction. Fred went above and beyond keeping me informed through every step of the process, which truly speaks to his professionalism. I would recommend Fred to any of my acquaintances when purchasing a home or refinancing. Fred was able to help me with a cash-out refinance that allowed me to make improvements to my home that I have been wanting to do for years.

- Edmundo G
Fred Greif was optimistic, enthusiastic and confident. He frequently greeted us with "I've got good news for you." Fred maintained high energy through the complex collection of documents for the application, and Fred gave us confidence that he could see us through the completion of the loan application on time. Fred prepared us for the process by answering our questions and giving us clear expectations of the process. Even when a few obstacles arose, Fred and his assistant helped us overcome them and helped us complete the loan application.

- Ellen H
Working with Fred and his team was great!!! He made sure I was able to get the best rate possible, always kept me in the loop, and was available to answer my questions at any time. They were able to work through everything quickly and I was able to close before I left for a planned trip, which meant I could enjoy some time off without any worry. I will definitely recommend Fred to anyone looking for a mortgage or refinance.

- Isa V
Thank you for all your help with my mortgage refinance. What I really appreciated was your reachability and your responsiveness. You were so kind to supply your cell number and responded promptly to my frequent questions. That is rare in today's world and most appreciated by yours truly. I also thought your online platform for uploading documents worked splendidly as did the at home closing.

- Jack H
Fred was amazing to work with. He was available for any questions we had and was able to answer them on the spot. I highly recommend Fred if you are looking to refinance.

- Jeffrey O
I would like to give a shout out to Fred Greif and his team at Federal Savings Bank. I refinanced my home mortgage and today was my closing! A huge day for me!! My refinance was a long time coming. I had a very high rate and due to some unfortunate circumstances my credit score wasn't high enough to refinance. For 2 years, Fred would check in on me and encourage me to get my credit score to a certain level so I could take advantage of the low interest rates. Fred NEVER gave up on me. I am happy to say that I am now saving a HUGE amount of money each month with my refinance and have a lower mortgage payment. The whole process was super easy and fast with Fred and his team. I can't thank Fred enough. He is the best!

- Jennifer M
Words cannot describe the appreciation I have for Fred Greif and his team! From the first conversation, Fred was easy to connect with and it felt like we had known each other for years! Fred checked in with me countless times, always presented valuable information, and was transparent throughout the whole process. I would recommend Fred to anyone who is in need of a trusted, reliable, and friendly professional mortgage banker. Thank you for making this process enjoyable and easy!

- Joe G
We wanted to write this quick note to let you know how truly grateful we are to you and your team. We faced a few hiccups in our home buying process, but you guys navigated us through the turbulence with confidence and tremendous support. We can not express how thankful we are to you and your team, and how happy we are to be in our new home. You helped turn our dreams into a reality. Thank you from the bottom of our hearts.

- John and Jamie S
Fred was outstanding from start to finish. My experience far exceeded my expectations during this transaction. The thoroughness of Fred was above and beyond any that I have experienced with another banker. I own several properties and have refinanced multiple times; this experience was head and shoulders above the rest. Also, I was extremely satisfied with the service of his entire team. Communication is of utmost importance to me. From day one, every phone call, text, or email was answered promptly to make sure the process went smoothly. Prior to this transaction I spoke to multiple other lenders, and TFSB beat the competition handily. I highly recommend Fred and his team because they are trustworthy, honest, thorough, and always put my needs first.

- Joseph O
It was a pleasure to work with Fred and his team. I would absolutely recommend Fred if you are looking to buy a home. Thank you for making my dreams come true!

- Kasia N
Fred was fabulous to have work on my home mortgage with me. From the moment the process began, he made himself available to me whenever I needed to confirm numbers and make sure I was comfortable with the monthly payment. Fred was on top of the interest rate changes and locked me in at the perfect time. Fred went above and beyond with great customer service! I would definitely recommend him for your financing needs when purchasing a home in 2022!!!

- Kelly S
My wife and I had the pleasure of working with Fred as we looked for financing for our dream home. He is very knowledgeable, and was there with us every step of the way until the day we closed. There were no surprises, and things played out exactly as he told us. With his guidance, he was able to secure us a fantastic rate and make the experience easy. Fred and his team are focused on the best for their clients and they do not disappoint. We would recommend him to anyone looking to get a loan.

- Kris and Nikki K
I would like to leave a glowing review for Fred Greif and his team at The Federal Savings Bank. He made our mortgage application and approval process seamless. We were so impressed in how available and approachable he was throughout the entire loan process. It was in fact, the quickest approval I have heard of in this current market. I would recommend Fred to anyone who is looking for a thorough approval on a mortgage with special attention to detail and communication throughout the entire process. Anytime we had a question or concern, Fred was available instantly via text, phone or email. Work with Fred, he is amazing!

- Kyle I
Fred was great to work with!!! He made sure our loan kept moving along in a timely manner and personally reached out to us to check in every step of the way. His communication and weekly updates made our first home buying experience stress free and easy. We 100% recommend him for anyone looking for to buy a home if they want the BEST experience possible with a lender!!!

- Lauren and Stefanos A
I would like to thank Fred for the amazing support in my new home purchase! This is my first home, and I had no prior understanding of the process. Fred always took the time to explain things to me and was extremely patient in helping me understand the complete lending process and most importantly made it seem so easy. Fred assisted me through every step of the transaction, made sure I understood my requirements and limitations, and provided me with different options to help me choose the best loan structure to suit my needs. Most of all, Fred has a great attitude and amazing communication skills to help anyone understand the loan process and cater to their specific needs. I would highly recommend Fred as my “go-to guy” for all my family and friends!!! I appreciate all your help!

- Madhu K
We had the pleasure of working with Fred on the refinancing of our home. He is extremely knowledgeable, communicated with us every step of the way, and there were no surprises, just a smooth process from start to finish!!! Fred and his team provided a seamless refinancing process and I highly recommend him to anyone looking for a first class mortgage experience!!!

- Michael and Bridget R
As first-time home buyers and in this type of market, beginning the home buying process can be very overwhelming. My husband and I cannot say enough good things about our experience. Fred and his team, made what we would consider an overwhelming process, an exciting adventure for me and my husband. We spent countless hours with Fred and his team getting answers to all our questions and concerns, and there were a lot with this type of market. Fred's team went above and beyond what we expected our lender to do for us. From calling selling agents to show how serious we were about our offers, to being able to close in 30 days, made all the difference when we finally got accepted for our dream home. We cannot express how lucky we were to have Fred and his team behind us in this process, they will have our continued business in the years to come.

- Michael K
My experience with Federal Savings Bank was more that I hoped for. I have refinanced several times in the last ten years and every time I have left the process feeling less than satisfied. Whether it’s the rate, the closing, or the agent I deal with, something is always missing. This time I worked with Fred Greif at Federal Savings Bank and I can honestly say, I wouldn’t work with anyone else moving forward. From start to finish Fred explained what was happening, what was going to happen, and most importantly, why it was going to happen. I was never in the dark about fees/rates/terms, anything. I had a lot of questions after my past experiences, and he made time to answer them all. My old mortgage company dropped the ball on my escrow account in several ways, and Fred made sure my new account was set up properly, and made sure I felt confident moving forward. I am very satisfied with the level of care and commitment Fred showed in securing my new mortgage. Even when Covid caused a hiccup during the process, Fred took the time to smooth everything out and change his schedule to make things work. I would highly recommend Fred, and Federal Savings to anyone who is looking for personal attention, professional service, and an agent who will go above and beyond to ensure you are completely informed and completely satisfied with every aspect of a home loan.

- Mike G
I recently refinanced my home mortgage with the Federal Savings Bank in hopes of lowering my rate. I had the distinct pleasure of working with Fred Greif. From start to finish Fred was amazing. During the first phone call, Fred gathered some basic information and asked a series of questions of what we wanted. The next day Fred called us back with a breakdown of options. Everything was clearly laid out to what our monthly payment would be and how much we would save over the course of our loan, laying out the difference between a 15, 20, or 30 year loan. He made himself easily accessible through text or email, and he would respond within minutes, regardless of the time. What I really valued about working with Fred was that he made sure that the entire process went smoothly and that we were in the loop with everything. Every question and/or concern that we had was answered in detail and explained thoroughly. Fred’s customer service and attention to detail was top notch. More importantly, Fred was able to get us a great rate! If you are looking to refinance or have questions about it, don’t hesitate to reach out to Fred Greif. He really takes care of his clients. Thank you Fred!

- Sebastian F
I recently refinanced my home mortgage with Federal Savings Bank in hopes of finding a lower rate. I had the pleasure of working with Fred Greif. Fred made the process extremely easy for me. He was always available to answer any questions I had and made sure I understood everything throughout the process. Fred not only made the process very smooth but he also was able to get me a great rate. I would highly recommend Fred to anyone looking for refinance. His customer service was second to none. Thank you Fred!

- Steven N
This was my first home purchase and Fred was fantastic - I really appreciate his friendly and prompt communication and clear answers to any questions I had with our unique purchase. I will definitely refer him to my friends and family for their lending needs and look forward to working with him in the future.

- Timothy B
As a retired banker, from time to time I am asked for banking service advice by friends and family. Recently the subject was when/if my children should consider refinancing their current mortgages. I have known Fred Greif for a number of years and decided to reach out to him to discuss their options. Fred was pleased to answer all my questions, talk about needs as well as the all-important "rate". Fred provided great information, asked numerous questions, and was very helpful in making a refinancing decision. After our discussion, I decided to refinance both of my children's current mortgages through Fred and The Federal Savings Bank. Throughout the process Fred and his team were extremely hands on in addressing all my questions, related to the online app and general due diligence. Fred and his team more than exceeded my expectations. I highly endorse Fred and The Federal Savings Bank for anyone considering a new mortgage or refinancing!

- Tom W
I just wanted to take a moment and thank you for making this home buying experience perfect. You and your team made this stressful process super easy, always on top of things, and always stayed in touch! We had to wait a long time to move in, but the look on my girls faces was worth the wait. Thank you and your team for everything you did to make this happen, I truly appreciate it!!

- Tony D
Fred was very professional and knowledgeable, he made everything very easy. It was great working with a smart and helpful banker. I will recommend him to all my family and friends.

- Virginia S