Epi Almodovar Photo

Epi Almodovar

Senior Vice President


  • Veteran Lending Specialist
  • Chairman's Club
    2012, 2016, 2017, 2018, 2019, 2020, 2021, 2022
Epi Almodovar is a Mortgage Banker at The Federal Savings Bank. The Federal Savings Bank is a relationship lender who specializes in private client business and delivers an extremely high level of service while providing the most desirable mortgage products and rates available. Prior to working with The Federal Savings Bank, he worked for one of the Big Four Banks of the United States for over five years in the area of mortgages.

Mr. Almodovar graduated from Hofstra University with a BBA Degree in Banking and Finance. He has been in the financial services business for over 20 years. During his career, he held leadership positions in the banking industry. With his wide range of experience in the mortgage business, including having sales management positions, Mr. Almodovar has the knowledge to help assist clients in their mortgage needs.

He recognizes and understands how important purchasing or refinancing a home can be. It is his goal to treat each application as if it were his own and provide all of his clients with the highest priority possible. You will quickly find out how extremely determined he is to delivering the highest level of service and professionalism in the industry today. He is fluent in English and Spanish.


Thank you so much for your very generous help in this milestone process. We know this process took you a great deal of time, energy, and effort, and we really appreciate your support throughout. We value your business, and sincerely thank you for trusting us. We promise to refer you to our friends and family in the future. Thank you again for spending your valuable time in this whole process and working on our behalf.

- Habib, Ali & Uddin
Epi and his team at TFSB were very professional and ready to help to get everything done as required. The closing process was made in a timely manner and it was a pleasure to work with a wonderful and proactive team. I have worked before with TFSB and had always the best rates and customer service.

- Albrui
Epi and team were extremely professional in the process of buying a new home. I helped my parents get whatever documents Epi and the team needed to process things and honestly he's the best in the business!!! He was on top of it all! His phone calls were great; I never heard him upset or angry, he was so easy-going. I had high expectations on closing ASAP and he made that possible for myself and my family! Every time I didn't understand anything, I called or texted and he clarified everything I needed to know. I am beyond grateful for him and his team. And I'll definitely be working with him in the future for the purchase of my own home!

- Aneika S
My wife and I were very eager to purchase our first home so that we could start our life after marriage. The only problem was that we didn't have much experience in home-buying. Our agent recommended Epi to process our loan. It was a genuine surprise and relief to work with someone who is very personable, stayed in touch with, and explained everything in a professional and reassuring manner. Excellent job and would highly recommend!

- Carlos G
Epi guided us all through the process of buying our home. In the mist of this pandemic, he was always available and helped us make our dreams come true. We personally and highly recommend Epi and his excellent team. They pulled together to make things happen in a timely fashion. They also worked together as a team to make sure everyone was on the same page. My experience has been excellent and I’m very happy with the results.

- Claudia R
After many many failed attempts with different banks I was introduced to Epi, who helped me get a mortgage and close on my house in time! He was confident and extremely professional, he went above and beyond. I have so much confidence in him that I just referred my daughter to him as well.

- Daniel A
Epi has been of great support, helping me buy my new home. He was professional, patient, understanding, reliable, and has lots of self-control. He and his team worked very hard and as fast as possible to help me close. He will really work with you to achieve your goal. He is someone you can trust with your business.

- Daphney
Epi makes you very comfortable, he treats you like family and is always available when you have a question. I recommend him 100% to anyone looking to purchase or refinance.

- Ivelisse B
Epi went above and beyond for me. Not only did he answer any questions I had in a timely fashion he was also constantly on top of my mortgage; making sure the whole process was stress-free and as easy on me as possible.

- Jessica
Epi is an amazing, honest, reliable, and very compassionate person. I’m a first time home buyer and Epi was able to answer his phone every time I had a question...and it was a lot of questions. Thank you, Epi.

- Khan
I had met and worked with the most excellent, knowledgeable, helpful, and extremely friendly employees at TFSB: especially Epi and Kathy. The will be my first choice for any purchasing or refinancing. The process was quick and painless and I had an amazing rate. Overall experience was amazing. Thank you Epi!

- Kumarie
I could not have found anyone better than Epi, he is a great professional with human quality who understands his clients and always looks for the best. Thank you Epi for making our dream come true.

- Mariabel T
Epi and his team were professional, courteous, and patient throughout my refinancing process. They had no problem answering my many questions, assisting me with necessary paperwork, and completion in the time frame promised. No surprises at closing. All around excellence!

- Mary S
I wanted to thank you for all your hard work.

You have done my brothers mortgage and done the mortgages for over ten co-workers of mine at GKN Monitor Aerospace. Everyone has been very happy with you and The Federal Savings Bank mortgage operations. I also wanted to give a thank you to Jason Standfast, the Loan Quality Analyst in helping me with the VA Loan approval.

When I initially met you my FICA Score was 609 and I believed I needed to wait several years to qualify. With your help and your staff, I was able to close on my house today after three months and new FICA Score of 671.

I am happy to continue to refer you and your bank to all my family and friends.
Thank you very much on making our dreams come true.

Mauricio G.

- Mauricio G
Epi is very passionate, dedicated, and tenacious. He will go above and beyond to deliver results. We are thankful and very satisfied with the results.

- Mike C
Llevaba mas de un ano tratando de hacer un refinanciamiento en mi casa con otros bancos, despues de tanto tiempo alguien me recomendo a Epi e inmediatamente empezo a trabajar con mi caso, siempre que tenia alguna duda me respondian a tiempo, siempre me decian la verdad. Muchas felicitaciones super recomendado.

- Monica
Epi was super excellent throughout the process; he tried to solve even the last detail, despite the fact that we did not have everything in order. We are super grateful to him for the magnificent work that he did for our family and at the end we got the loan! If you need help with your loan, don’t hesitate contact him!

- Raquel V
We purchased a home and Epi helped us throughout the complete process. Very professional, honest, and works fast to get you closed on your property. It was a great experience working with him and I will come back when we refinance.

- Steve
Epi was great to work with; very professional and was always there to help or answer my questions. He Worked very hard on my loan and I was able to close in just 3 weeks. I appreciated everything he did to move this process so quickly and efficiently.

- Vidyajainath