FHA HECM Senior Vice President
Working exclusively in the HECM industry for the past 12 years, he established himself as an industry expert excelling at sharing the value of home equity retirement planning. Education has always been the hallmark of his career where he has developed curriculum for CFPs, CPAs, and Realtors, and has taught the hundreds of professionals the value of using HECMs in retirement planning. Bob has a passion for his work, because he has seen time and time again how home equity management allows his clients the dignity, quality of life, and financial security they deserve.
Bob’s years of experience and interactions with educators and financial planners have led him to develop a four tiered approach to HECM financing. He offers the Traditional HECM focused on allowing his clients the ability to live comfortably in their home through retirement. The HECM for Purchase allows for right-sizing the home while preserving liquidity. The Secure HECM is for those carrying a mortgage payment into retirement. It builds a line of credit for the future while giving the security of suspending mortgage payments during difficult times. The HECM 6 is an option where Bob will work with your financial planner utilizing six different strategies to prolong your portfolio; allowing more security by extending portfolio longevity. He has written loans for those in foreclosure and for others with multi-million dollar portfolios.
Bob and his wife Laurie, of 30 years, live in Cape Cod. They have three grown children; Amira, Alessio, and Ashley. Life near the ocean meets Bob’s love of sunsets and sailing. He can also be found volunteering at assisted living communities sharing his love of music, performing Broadway, and “Old Standard” reviews for the residents. He continues his ministry through a small house church on Cape Cod.