Banking & Personal Loans

Couple reviewing finance documents at home
September 16, 2025

What is a Home Equity Line of Credit (HELOC)?

Many homeowners may not be aware of the potential lying dormant in their own homes: home equity. Home equity is the difference between your home’s current market value and all outstanding loans and liens secured by your home. After continuously

Banking & Personal Loans
Mom smiling with daughter before leaving home for school
August 26, 2025

As Back-To-School Costs Pile Up, SMART Loans Can Help

Parents know this story well. Summer winds down, and back-to-school shopping and spending picks up. Backpacks, pencils, notebooks, electronics, new clothes, doctor’s appointments, activity fees, tuition fees, textbooks—the list is endless. Unfortunately, your resources likely are not.   If you’re feeling the crunch on your finances this time of year,

Banking & Personal Loans
Couple looking at finance documents on laptop
July 31, 2025

Buying an Investment Property with a HELOC

A home equity line of credit (HELOC) can create a path to fund an investment property, among many other needs. But why should you choose to get a HELOC over other types of loans? Read on to learn how a

Banking & Personal Loans
Woman sitting at home desk while comparing financial and digital documents
June 9, 2025

Using a HELOC to Pay Off Credit Card Debt: Is It a Smart Move?

Many Americans across the nation are struggling with credit card debt. It can feel debilitating, especially when you have other financial responsibilities piling on. Fortunately, there are different ways you can pay down your credit card debt including with a

Banking & Personal Loans
Couple reviewing e-documents with advisor
June 4, 2025

How to Fund Your Next Home Project with a HELOC

As a homeowner, it can be frustrating to live in a space that doesn’t reflect your personal taste or that doesn’t work as well as it used to in the past. Making updates to your home is key to feeling

Banking & Personal Loans
Couple smiling and embracing while sitting on couch together
March 27, 2025

The Multitude of Possibilities with The Smart Loan

Often, life throws you unexpected financial curveballs. We’ve all been there before: an emergency that requires you to dip into your savings account, a renovation that your wallet may not necessarily be ready for and even unexpected fees during the

Banking & Personal Loans