Paul Dowling is a Junior Mortgage Banker at The Federal Savings Bank with more than 22 years of experience helping individuals and families achieve their homeownership goals. Originally from Dallas, Texas, Paul has built a career centered on delivering exceptional client service, trusted guidance, and lasting relationships. His extensive industry experience and commitment to helping others have made him a trusted resource for clients navigating one of the most important financial decisions of their lives.
Throughout his career, Paul has served in a variety of leadership roles, including trainer, manager, team leader, and outbound leads call manager. He has helped more than 3,000 families secure financing and achieve their homeownership dreams. Known for being knowledgeable, transparent, genuine, and client-focused, Paul has built his business on three core principles: relationships, consistency, and trust. He is dedicated to providing personalized mortgage solutions while ensuring every client feels informed and confident throughout the lending process.
Paul currently resides in Phoenix, Arizona, with his wife and their two children. Outside of work, he enjoys spending quality time with his family, whether swimming, playing cornhole, or shooting basketball in the pool. An avid golfer, pool player, and pickleball competitor, Paul embraces an active lifestyle and enjoys the friendly competition and connections these activities bring. His passion for building relationships extends beyond mortgage banking and into every aspect of his life.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



