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Savings Accounts

Earn More, Without the Fuss

You work hard. Now it's time that your money worked for you. Learn about how our Savings and Money Market accounts can be a solid investment for you.

Savings Account Features: Reach your financial goals through sound savings.

  • Minimum opening deposit of $25
  • No monthly service charge
  • Interest bearing account with varying rates, compounded and credited quarterly
  • Six (6) transfers per month*

Money Market Features: Earn higher interest rates for higher balances.

  • Minimum opening deposit of $1,000
  • Interest bearing account with varying rates, compounded and credited monthly.
  • Monthly service charge waived with minimum average daily balance of $1,000
  • Six (6) transfers per month**
  • Five interest rate tiers where the interest rates and annual percentage yields (APY) are tiered by the following balances:
    • $0.01 to $9,999.99
    • $10,000 to $24,999.99
    • $25,000 to $49,999.99
    • $50,000 to $99,999.99
    • $100,000 and over

Always Convenient. Always Free.

With more than 43,000 surcharge-free ATMs nationally and 55,000 globally through the AllPoint Network, you have the convenience of accessing your accounts virtually anywhere and at any time.  We want to make it as convenient and simple as possible for you to bank with The Federal Savings Bank.  With that in mind, both savings accounts include free:

  • Check imaging
  • Monthly statements
  • Visa debit/check card
  • Online banking and bill pay
  • Overdraft and fraud protection

Click here to see the savings account deposit rates.

Key Things to Remember

  • The interest rate and APY are variable and may change after you open the account.
  • Interest is earned on the daily balance method.