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Take control of your mortgage

With the Reverse Mortgage, you control your mortgage, not the bank. You decide when you pay your mortgage and how much that payment is without incurring any penalties or late fees.

Tax free money to use however you want

The money you receive from your Reverse Mortgage is tax free and you can use it to pay off debts, buy a new car, send your grandchildren to collage, or simply save for a rainy day.

Your home stays yours

The reverse mortgage allows you keep the title to your home. Live in your home for the rest of your life, sell it, or leave it to your heirs as part of their inheritance.

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The Reverse Mortgage is a FHA insured program designed to help homeowners over the age of 62 use the equity in their home.

Frequently Asked Questions

  • Do I have to pay the money from the reverse mortgage back?

    Not as long as you live in the home.

  • What can I use the money on?

    Anything you want! There are no restrictions on how you use your money.

  • Do I still own my home?

    Yes! You own your home still. You can live in it, sell it, or leave it to your heirs. It is yours to do with as you please.

  • What happens if I pass away?

    That depends on what you have decided to do with your home. If you have left it to someone, then they will still inherit it. They will have up to 12 months to either repay the reverse mortgage, sell the home and keep the profits, or refinance the reverse mortgage into a forward mortgage or another reverse mortgage (if they are old enough).

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Why the Reverse Mortgage?

  • Payment Options

    Continue to make your mortgage payment or don't. The freedom to choose is yours.

  • Your Retirement, Your Way

    There is trillions of dollars of unused equity in the US. Using yours will give you more freedom to live retirement the way you always imagined.

  • Use Your Money However You want

    With no restrictions on how you spend the money you receive, you have the freedom you need. Help your family, pay bills, or simply save for a rainy day.

  • Doesn't Affect Entitlements

    You don't have to worry about social security benefits, Medicare, or any other entitlement. The reverse mortgage doesn't affect any of them.

  • Doesn't Affect Credit

    Whether you make your mortgage payment in full, make a half payment, or choose not to make your payment at all, your credit is never affected with the reverse mortgage.

  • Pay Off Debt

    Not only can the reverse mortgage pay off your existing mortgage, but it can also be used to eliminate credit card debt, auto loans, personal loans, student loan debt, and more.

Ready to learn more about how the REVERSE MORTGAGE can help you?

Call us at 844-400-4326 or fill out the form below to speak with a reverse mortgage expert today!