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Affinity Lending

The Federal Savings Bank helps our clients achieve their dream of homeownership through education about the mortgage process. Our goal is to ensure a quality mortgage experience with our highly skilled bankers. Many of whom have years of experience and work with a variety of homebuyers, from first-time homeowners to investment property owners and everything in between.

For more than two decades, we have been serving members of all branches of the military and offer many different loan programs, including VA loans. We also assist educators, law enforcement and healthcare professionals with a unique benefits program aimed at homeownership. Our Homeownership Advantage Program (HAP), provides no cost mortgage benefits to employees, agents, and members of the organizations we work with directly. The HAP program is designed to enhance the path to homeownership through technology, professionalism, creativity, education and teamwork.

With our experience and positive feedback from the groups we service, we are excited to extend these benefits to additional public and private sector companies. Learn more about HAP and the organizations we’ve supported below.


Introducing Homeownership Advantage Program (HAP)

HAP is a mortgage benefit that provides employees and members a service related to their home financing. Aspiring and current homeowners have access to these benefits, while giving employers, agencies, institutions, and unions a great way to expand their benefit offerings at no-cost.

  • A consultative approach tailored to the borrowers short and long-term home financing goals
  • Closing cost credits
  • Access to down payment assistance programs and other specialty loan programs not available through other banks
  • A full portfolio of loan products and programs to meet borrowers needs
  • A dedicated team to guide participants through the mortgage process from start to finish
  • Live and web based educational classes and seminars


Current Organizations and Institutions We Serve

The below are a few organizations and institutions we have worked with across the US.

First Responders: Law Enforcement, Fire Fighters, and EMS

  • U.S. Customs and Border Protection
  • New York City Police Department
  • Los Angeles Police Department
  • San Diego Police Department
  • San Diego Police Officers Association
  • American Legion Posts
  • Military Associations
  • Nassau County Police Department
  • New York City Department of Corrections
  • Arizona State Troopers Association
  • Mesa Police Association
  • Professional Fire Fighters of Arizona 
  • Fraternal Order of Police
  • Police Officer Research Association of California


  • United Federation of Teachers (UFT)
  • American Federation of Teachers (AFT)
  • New York State Unified Teachers (NYSUT)
  • New York University
  • Rutgers University
  • Arizona State University 


  • Northshore Long Island Jewish Healthcare System
  • Public and Private healthcare systems
  • Licensed Medical Professionals Associations (Physicians, Nurses, Technicians, Pharmacists, etc.)

Other Agencies and Institutions

  • Municipal Employee Association
  • Metropolitan Transportation Authority (MTA)
  • The City of New York Department of Sanitation (DSNY)

Contact Information

 Neil Bader Affinity

Neil Bader, Regional Senior Vice President
NMLS#: 1005678
Direct: (646) 517-7209
eFax: (646) 668-3948