William Christopher Photo

William Christopher

Area Senior Vice President


Bill Christopher graduated with a BA in finance from Virginia Tech in December of 1983 and then immediately started in the mortgage business. Since that time Bill has helped thousands of customers realize their dream of home ownership. Bill takes great pride in providing honest and dependable service while guiding borrowers through the vast array of available mortgage programs.

Bill’s office is located in the heart of Alexandria, VA where he serves as a senior vice president and office production manager for The Federal Savings Bank. He is thrilled to work for a bank that was founded by former loan officers who understand what it means to deliver a best in class experience to our customers.

Bill is a lifelong Virginia resident and lives in Vienna with his wife and two daughters. He enjoys all things outdoors including hiking, biking, and skiing. He’s also a big Washington Nationals fan and loves to cheer them on. Bill and his family attend Vienna Presbyterian Church and love the small town feel of Vienna amid the hustle and bustle of Northern Virginia.


Bill and his team were great and continue to be great as they are processing another refinancing for us. Been telling clients and office mates to call.

- Andre P
Bill is fabulous. Between home purchases and refinancing, I have worked with him 5 times. Excellent service, great knowledge. Prompt. Helpful. Cannot say enough about him.

- Jacqueline C
Truly fantastic experience! It was a pleasure working with you and I look forward to recommending The Federal Savings Bank and working with you in the future.

- Jason F
Bill and Nelson were fantastic. Kept us informed throughout the process going above and beyond the call of duty. They are very patient, understanding people. Bill worked hard to get us a great rate, as construction delays kept pushing closing dates out. I will certainly recommend him to anyone I know who needs a mortgage loan.

- Lewis M
Bill and Nelson are phenomenal. I completely trust that they'll get my file to settlement and that they'll take excellent care of me. Thank you for excellent communication and service!

- Lindsey S
Bill and Nelson are the best! I was a first time home buyer when I first met Bill, and he did everything in his power to make sure I understood the process, provided all the best options and really looked out for my best interest. He is a God send. Nelson has also been a blessing. Anytime I had a question, or was hesitant about something in my initial disclosure, he took the time to explain the pros vs the cons and what I could expect. Nelson also gave me recommendations on how to save money while paying my monthly payments. As long as Bill and Nelson work for The Federal Savings Bank, I will be purchasing all of my homes through them. If they leave, that's where I will follow :). Thank you both for making a really sad time for me a really rewarding new start.

- Natasha W
Bill is highly responsive and professional. He is able to quickly answer my questions and provide good market rates.

- Raul O
I couldn't possibly be more pleased with my refinancing experience. William and Nelson assisted me through every step of the process; from document and information collection, to monitoring rates, to locking in the right deal, and then on to closing. They were always courteous and understanding. I would definitely recommend William and Nelson to anyone I know looking to get a mortgage or to refinance. Thank you!

- Robert R
This has been my second home mortgage refinance with TFSB in the past couple of months and, once again, William and Nelson have been excellent from start to finish. My wife and I love dealing with them, as they always clearly communicate what is needed and answer questions promptly. We would highly recommend TFSB due to our positive experiences. The portal is also a great asset, as it is very user-friendly.

- Robert R
Closing happened without a hitch. The closing Agent said it was the best closing she has seen. A huge shout out and thanks!

- Scot H
Bill Christopher and Nelson Waisberg were exceptional. I would not hesitate to recommend them to friends and family.

- Scot H
Bill and Nelson are a great team. Refinancing has a reputation of being laborious, but the process couldn't have been easier. Really like that we were able to upload and sign documents online. Thank you guys!

- Scott G
Bill and his team are amazing! I'd reach out to him again for my next mortgage.

- Shubha D
Working with Bill, Nelson, and the team was a fantastic experience. The amount of knowledge these guys gave me for our first time experience was incredible. They made my wife and I so at ease even with the crazy times we currently are in. They were available at any time throughout the process for any questions I had and had the absolute best intentions for us the entire way through. I found a group that I will use for the rest of my home buying time from here on out.

- Skyler O