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About

Scott Devoto graduated from the University of Missouri – Columbia in 2002 with a double major in Finance/Banking as well as Economics. After graduating, Scott worked as a financial planner for over 4 years before being hired by one of his clients to work in the commercial real estate and consumer finance industry. After almost four years excelling in this line of work, Scott pivoted to a focus on insurance where he owned and operated an insurance company specializing in home, auto, and life insurance for the education community. After 11 years, Scott sold his insurance business and came back to real estate lending with a focus on VA loans for the past three years.

Scott joined The Federal Savings Bank as a mortgage banker in order to expand the loan offerings that he is able to provide. With over 20 years of financial services experience, he has the knowledge and expertise to assist every borrower through the process of selecting and structuring their best mortgage for their unique scenario. With his experience in personal finance, as well as extensive experience with home insurance, Scott is able to add additional value to the experience a buyer has when using Scott and his team as their trusted mortgage advisor. Whether you are a first-time homebuyer, or a seasoned buyer, Scott will be sure to take the time to understand your situation and educate you on your options.

Scott currently lives in Columbia, MO with his wife, Sarah, of 19 years, along with their two children and three cats. His daughter is a freshman in high school who was a manager for the football program and is currently on the Track and Field team participating in the long jump. She is also learning to play the guitar. His son is in third grade and enjoys Taekwondo (Green belt) and basketball. He is also an avid gamer and loves playing dad at chess. The family enjoys spending time together and cheering on their favorite local teams; the Missouri Tigers (Mizzou), Kansas City Chiefs, and the St. Louis Cardinals and Blues.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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