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Fixed-Rate Loan

Fixed-rate loan mortgages provide you with the certainty of knowing how much your mortgage payment will be every month, since your interest rate will not change throughout the term of the loan.

Key things to know:

  • There are many differ year terms are available.
  • Generally easier to budget because you have a predictable monthly principal and interest payment.
  • Suited for those that intend to stay in the home for longer than 5 years.
  • Provides stability from sudden mortgage rate changes.

This information is intended for educational purposes only. Products and interest rates subject to change without notice. Loan products are subject to credit approval and include terms and conditions, fees and other costs. Terms and conditions may apply. Property insurance is required on all loans secured by property. VA loan products are subject to VA eligibility requirements. Adjustable Rate Mortgage (ARM) interest rates and monthly payment are subject to adjustment. Upon submission of a full application, a mortgage banker will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to you individual situation.

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