Delia Betty D’Sanchez is a well-qualified and result-oriented Mortgage Banker with The Federal Savings Bank. She has more than 25 years of experience. She is skilled in educating customers on…

Debbie Price is originally from Ellwood City, Pennsylvania. She studied at Penn State University where she earned a Bachelor of Science degree in Economics. Debbie has always had an interest…

George Lourigan was awarded a full Army ROTC scholarship to attend Clemson University. George’s success at Clemson culminated in his senior year when he was awarded the Clemson University Distinguished…

Jason Smartt graduated from the United States Military Academy with a Bachelor of Science degree in Leadership and Management with a concentration in Systems Engineering. Upon graduation, he was commissioned…

Jerry Holliday is a native of St. Louis, Missouri who was active in sports in high school and continues to be a big sports fan. Being serious about his education…

Michael Crossett is an Executive Vice President at The Federal Savings Bank. He oversees retail and HECM mortgage sales nationwide. Since joining The Federal Savings bank as a Mortgage Banker,…

Mike Stevens has been a resident of Southwest OH/Southeastern Indiana for the majority of his life. After graduating from U.C. he joined the banking industry and has been happily doing…

…of lending, works well under pressure, is decisive when it comes to finding solutions for her clients. Yvette takes pride in treating everyone with integrity and respect. She enjoys getting…

…a variety of mortgage banker and Sales Manager roles, constantly building on the idea of “superior customer service”. With almost 40 years of experience in real estate and mortgage lending,…

…satisfaction is my foremost priority.”  The Federal Savings Bank’s centralized loan operation allows Todd to provide fast written loan commitments and close in ten days. “My education and experiences…

…and designed activewear. After 10 years in the manufacturing industry, he switched gears and began working in the mortgage industry. While living in Chicago, he began as a loan officer…

Steven Meekhof is a Assistant Senior Vice President with The Federal Savings Bank, bringing more than 15 years of experience in the financial services industry. A graduate of Grand Valley State University, Steven earned his bachelor’s degree in Finance while

…on being a partner to his clients throughout the home financing process. Ruben uses the bank’s extensive loan products to provide his clients with the most up to date market…

Rob Lawrence graduated from Western Michigan University with a degree in Business Administration with a major in Finance and a minor in Accounting. He has been a loan originator for…

…several different positions from mortgage loan officer to retail branch sales manager. He credits his success to always putting the customer’s needs first, staying on top of all changes within…

…and portfolio products. The Federal Savings Bank also offers the professional atmosphere that allows their loans to be quickly processed, approved and closed with in-house processing, underwriting, closing, and funding….

…New York, he spent several years as a controller and entrepreneur in the hospitality industry. He continued to build his career as a loan officer assisting home buyers with several…

…lives outside of Columbia, SC and is mother to two amazing boys, Michael (12) and Aiden (8). In her free time, she loves to cook, play basketball, do arts and…

Rahat Riaz began her career in financial services sixteen plus years ago. She began in student lending and after much success, she changed her career path into mortgage lending. She…

Everyone dreams of owning a home. It’s a place to call your own, raise your family, and secure your future. With over 15 years in the mortgage industry, Peter’s mission…

Peter Singh was born in Chicago and grew up in the nearby suburb of Des Plaines, IL. He went to college for business and finance, but an opportunity arose to…

Paul Ludwig graduated from The University of Wisconsin, Madison with a degree in Economics. Paul joined the TFSB team in the summer of 2013, specializing in new home construction financing….

Pat Parks grew up in Chicago’s Northwest Suburbs, and graduated with a Computer Science degree from the University of Illinois, Urbana/Champaign. Pat spent the next 17 years in the computer…

Pam Jones is a native Chicagoan and has been in the mortgage industry since 1998. She has served in various capacities, including loan originator, team lead, sales manager, and branch…

Monika Jones currently resides in Indianapolis, Indiana. However, she is a Navy kid to a Retired Master Chief off Nuclear Subs, so she has lived across the country from New…

Mike Gulyas is a Mortgage Banker with the largest private mortgage bank in Illinois. The Federal Savings Bank specializes in client based lending while providing an incredibly high level of…

Mary A. Cazares was born and raised in Chicago. At a young age, Mary knew she wanted to work somewhere in the Real Estate market. She landed her feet in…

Lance Cameron lives in the hustle and bustle of Southern California. After graduating high school, Lance was set for college as a medical student with the plans of becoming an…

Kevin Kaspers was born and raised in the Chicagoland area. He attended Indiana University, and graduated with a degree in Business Management. Right after college Kevin started working in the…

Scroll down to see what Ken’s past clients have said about their mortgage experience. Ken Andresen graduated from Liberty University, Magna Cum Laude. Since that time, he has had many…

Kathleen Gentile grew up in the northwestern suburbs of Chicago where she spent weekends and summers working at her parent’s successful real estate firm. After receiving a Bachelor’s degree from…

Joe Varney earned a Bachelor of Science degree in Finance from Illinois State University in 1987 and has enjoyed a career in finance related sales ever since. He joined Chicago…

As a tenured professional in the mortgage industry, Joe attributes success to his excellent customer service skills and always keeping the needs of his client first. Offering a diverse group…

Joe Lopez graduated from the University of Illinois at Chicago with a degree in communications. After graduation, he started a career in logistics where he worked as a freight broker,…

Joe Damo has worked in the financial services industry for over 35 years. With a primary focus in the reverse mortgage program for the past 21 years, he has established…

Jim Mazzaro is an accomplished professional with a background in finance and a highly successful career in mortgage lending and financial services. He graduated from Illinois State University with a…

Jeremy Abbate grew up in Bartlett, IL. He attended Illinois State University studying Marketing and Finance. While taking various courses on the subject, Jeremey realized his desire to have a career in the Finance world. He knew he wanted to

At the ripe old age of 17, Jason Shell joined the National Guard and went away to basic training, so his parents did not have to pay for college. In…

Irwin Recio is a seasoned mortgage professional with over a decade of experience and deep roots in Chicago’s South Side, where he was born and raised. He’s passionate about educating his clients, guiding them through the homebuying process, and helping

Hazem Salah attended higher education in Israel where he graduated with a degree in Finance. After obtaining his degree, he began his career in the real estate and mortgage lending…

Hank brings a great deal of knowledge and enthusiasm to his role as a HECM Vice President. He graduated from Fordham University with his Master’s Degree from the School of…

…but with his incredible financial background, he is more than capable of helping people find the best loan products for their situation. George knows that each person is different, especially…

…as a Loan Specialist and a Loan Advisor. Throughout his 3 years in this industry, he has realized that the key to helping families succeed in financial responsibility is to…

Fred is a Chicago native who graduated from Benedictine University, and The John Marshall Law School. During his time at Benedictine, he was the captain of the basketball and golf…

Eric Johnson is a seasoned mortgage professional bringing over 24 years of experience to your transaction. He has been with the Federal Savings Bank (formerly Chicago Bancorp) mortgage group since…

Eduardo Torres graduated from Saint Xavier University with a bachelor’s degree in Business Administration. After obtaining his degree, he began his extensive career in mortgage lending and financial services. He…

Dustin Mol has more than 15 years of experience in the mortgage industry. He continues to work today as a trusted and reliable Senior Vice President at The Federal Savings…

Drew Ziegler attended Grand Rapids Community College where he pursued a degree in Business. He started his career in the logistics industry as a sales representative and has always had…

Diana Muresan began her career in the mortgage industry in 2000. She quickly proved herself in the industry as a results-driven, client advocate. Diana worked for a number of years…

Debbie Crossett grew up in Upstate New York and earned a Bachelor of Science degree in Elementary Education from Syracuse University, followed by a master’s degree in special education from Syracuse University. With a strong passion for individualized instruction, Debbie

Dan Stelzer graduated from Florida International University with a degree in Business Management. Right after college he started working in the mortgage industry as a loan officer and has stayed in the industry ever since. Dan brings more than 13

Dan Block is originally from Chicago, IL. He served as a Rifleman and Security Forces in the U.S. Marine Corps, and afterwards, worked for multiple golf clubs down in Florida,…

Christy Ford graduated from the University of Illinois with a Bachelor of Science degree in Psychology. She began her career working as a Financial Aid Advisor helping students find means…

Christopher Bielawa is from Woodridge, IL. Christopher has a great educational background in Finance. He attended Illinois State University where he obtained his Bachelor’s degree in Finance. While pursuing his…

Chris is a Senior Vice President in our Naperville, IL branch. He has 15 years of service dedicated to helping clients meet their financial goals. During that time he has…

Byron Polanco first set domicile in the Chicagoland area twenty-six years ago when he relocated from Guatemala City in 1994. He attended high school on the north side of Chicago…

Brian Roman started his career in the hospitality and distribution industries. After a decade of business management, he turned his sights on a new career in the mortgage industry and…

Brian M. Kohlstedt graduated from the University of Illinois at Urbana-Champaign in 1997 and has been in the mortgage business for over 20 years. Brian is currently a Senior Vice…

Bradley Berndt is a thirty-four year resident of Chicagoland. He grew up in the northern suburb of Glenview and now resides there close to family and friends. Bradley started his…

After majoring in economics and history at the University of Colorado, Boulder, Bob began his banking career in Commercial Lending at a small community bank in Boulder, Colorado. In 1996,…

Barb has been a trusted mortgage lender since 1999 and has enjoyed working with her clients as their partner in planning their mortgage related finances. She has a passion for…

Art grew up in Wellesley, MA. He received a Bachelor’s Degree in Communications from the University of Notre Dame. After graduation he lived in Boston, and was the radio play…

Alexandrea Steidinger was born and raised in Brandon, Mississippi, where she attended Hinds Community College in the city of Raymond. From there, Alexandrea explored all different jobs under the same…

With more than 16 years of Mortgage Lending and Real Estate experience, Jon Hamilton understands that lasting borrower relationships are built on providing the highest level of customer service for…

Daniel Basile, who’s originally Crystal Lake, IL, graduated from Maquette University with a degree in Finance in 2018. Following graduation, he worked at a wealth management firm named Robert W. Baird and worked on their Data Analytics team and Equity

…Anny wants you to feel comfortable with the payment and the program you choose and she strives to make sure you fully understand how it works. Much of Anna’s business…

Ola Chrostowska is a mortgage professional with over 10 years of industry experience. Born in Poland and having moved to Chicago at 14, she brings a unique perspective to helping clients navigate the homebuying process. She earned her bachelor’s degree

Russell (Russ) Boen is originally from Seminole, Oklahoma. Throughout his life, Russ has always had a passion for helping others, in any way he can. When Russ heard he’d be able to help people in a big financial way, on

Daniel (Dan) Kruszka is originally from Long Island, New York. He attended Post University where he was a part of the Phi Kappa Phi Honor Society and went on to graduate with a bachelor’s degree in business administration. He also

Kelly O’Malley earned her Bachelor of Arts in Communications from University of Michigan, and went on to complete her Juris Doctor at Loyola University in Chicago. After obtaining her degrees, she became a practicing attorney in real estate, medical malpractice

Jessica Escamilla is originally from Chicago, IL. She earned her associate’s degree in diagnostic medical sonography and ran a successful Cross-fit Affiliate for about 5 years here in Chicago. Jessica is not one to shy away from new challenges, which

John Guzman is a real estate powerhouse with over 20 years of experience in both the real estate and information technology industries. With a decade of experience in IT, he has collaborated with innovative teams to develop websites for nonprofits

Nicole Zimmerman was born and raised in Louisville, Ohio, a suburb outside of Canton, home of the Pro-Football Hall of Fame. She married her high school sweetheart in 2015, making her a proud military spouse of 9 years. Her husband

After graduating from the United States Military Academy and serving as a Combat Engineer Platoon Leader and Task Force Engineer in the Army’s 10th Mountain Division, Dave Westlake embarked on a business career that included senior leadership roles across multiple

Robert Yodka grew up in the Chicagoland area before heading to South Carolina to attend North Greenville University, where he earned his bachelor’s degree in marketing. A passionate learner, Robert views himself as a lifelong student. He is currently pursuing

Kristin Fox has over 20 years in the home loan and finance industry, touching many roles over her career before joining The Federal Savings Bank. Kristin started her career as a loan officer, learning the ways of the business and

Linda Botello began her career in the mortgage industry in 1994 as a loan officer and has since built a comprehensive foundation in both mortgage banking and brokering. Over the years, she has successfully originated, processed, and underwritten residential loans,

Dawn Breton brings 20 years of experience serving in the U.S. Army as a Senior Intelligence Analyst to her role as a Loan Partner with The Federal Savings Bank. She holds a bachelor’s degree in business administration with a concentration

With over 13 years of football experience, Zach brings the same discipline, focus, and competitive spirit when working with customers to achieve the dream of homeownership. Years on the field taught him how to work within a team, stay resilient

Mary Rose is originally from Oak Creek, Wisconsin. Mary has always found enjoyment and fulfillment in helping others, which is what led her to entering this industry. 24 successful years later and she has yet to look back! Mary brings

A Florida native, Laurie Turner earned her Business Management degree from Tampa College. She began her career as a mortgage loan processor in her early 20s, quickly earning her state license to become a mortgage broker. She went on to

Chris Ward was raised in Wisconsin. He attended the University of Wisconsin-River Falls and graduated with a degree in business administration. He was a 4-year student athlete and captain of the men’s basketball team. Shortly after college, he started working

…sage advice helps borrowers make short- and long-term decisions about home ownership and choose the right loan product for them. Susan also understands the urgency to get a family resettled…

Chris Downey is originally from Milton, Massachusetts. He attended Providence College where he went on to earn his Bachelor of Science degree in accounting. Chris has always had a passion…

Joey Hummel is passionate about helping individuals, especially veterans, with the largest purchase they may ever make — their home. A veteran himself, Joey served in the United States Marine Corps as a helicopter crew chief. After his time in

…different positions from Mortgage Loan Officer to Vice President. He credits his success to always putting the customer’s needs first, staying on top of all changes within the mortgage industry,…

…financial services. While living in Chicago, he spent several years as a loan officer and manager at a local Chicago bank with a focus on construction lending. Mark and his…

Tom Breathitt is originally from Louisville, Kentucky. He stayed close to home to attend school at the University of Kentucky where he graduated with a degree in business administration and a minor in finance. After graduating college, Tom immediately started

Rolando Guillen is originally from northern California, specifically in the Bay Area. Rolando has always had a knack for helping others in any way he can. When he discovered he could do so for a living, while also helping people

…years of industry experience. With over 20 years of industry experience, Rosa has an incredible amount of knowledge regarding loan products as well as the loan journey as a whole….

With over 20 years of experience originating mortgages, there are very few scenarios that Julie Manolis has not encountered. She loves a challenge and will not shy away from even the toughest financial situation. Julie has worked with every type

Lizbeth Gonzalez was born and raised in the northwest suburbs of Chicago, IL. She has always enjoyed serving her community in any way she can. Her goal throughout any career she has pursued is to provide excellent customer service, clear

Veronica Montoto joined The Federal Savings Bank in August 2025. Although she is new to our company, she has over 20 years of experience in the mortgage industry. Over the last 10 years, she has focused on community reinvestment involvement.

Lance Barnett attended Morehouse College in Atlanta, Georgia, studying in Political Science. After working in the logistics field for a decade, Lance began his extensive career in the mortgage lending industry. While living in the Chicagoland area, he spent several

Brady was born and raised in Grand Rapids, MI where he resides to this day. Prior to his mortgage banking career, Brady showcased his versatility as a general manager of a carwash, where he honed his skills in operations, team

John Geraci graduated from Rider University with a Bachelor of Science degree in Business, concentrating in Marketing. With nearly three decades of experience, he has built a successful career in sales and management, including serving as a National Sales Team

Rusty Tucker grew up in the Kansas City area and graduated from William Jewell College with a Bachelor’s Degree in Business Finance. His transition into mortgage lending was seamless coming from a family with deep roots in real estate. Throughout

Chris is a born and bred Chicagoan with personal knowledge of the city’s great neighborhoods. He attended Illinois State University where he earned his Bachelor of Science in political science. Prior to his career as a mortgage lender, Chris spent

With more than 20 years of experience in the mortgage industry, Josh Denlow has built his career on one guiding principle—treat every client like family. A proud Evanston native and University of Kansas graduate, Josh brings a unique blend of

Born and raised in County Mayo on the west coast of Ireland, Emily’s journey has been marked by ambition, resilience, and a deep sense of purpose. Leaving Ireland to pursue a tennis scholarship at Indiana Wesleyan University, she balanced athletics

Jess Denlow is a Mortgage Banker who specializes in guiding clients through major life transitions, including divorce and other significant financial changes. She provides personalized mortgage strategies that align with long-term financial goals and collaborates closely with financial advisors, attorneys,

Garett Touchard earned a double major in Accounting and Business Management from Averett University, where he also competed on the football team. The blend of grit, time management and team leadership shows up daily in the way Garett analyzes loan

Bryan Wood was born and raised in the Chicagoland suburbs, where he still resides today. Before entering the mortgage industry, he spent more than a decade in hospitality – a field that instilled in him the importance of exceptional customer

Chase Dennison is a relationship-focused mortgage lending professional with six years of experience in financial services, specializing in VA home loan solutions. They are dedicated to helping veterans, active-duty service members, and military families navigate the mortgage process with confidence

Kurt Robison is from Indianapolis and attended Marian College, where he studied business and education while also playing baseball. His experience as a student-athlete helped shape a strong work ethic and reinforced the importance of discipline, accountability, and teamwork. Balancing

Nathan Reynolds was raised in the Chicagoland area.  He enlisted in the United States Marine Corps after high school and was deployed to over 20 countries during his 5 years of service.  Upon completion of his enlistment, he attended Southern

Paul Vasquez is originally from Chicago, IL and has been in the mortgage industry for almost three decades. As someone who has always had a passion for helping others, joining this industry was an easy choice for him. He has

Landen Dorriety is a finance professional and mortgage originator with a passion for helping everyday Americans achieve their financial goals. He graduated from the College of Charleston in Charleston, South Carolina with a degree in Finance. While completing his bachelor’s

Christine Morgan is a trusted mortgage professional who puts her client’s financial well-being first. She began her career in the consumer finance industry, following her education at Southeastern Louisiana University, where she was the captain of the women’s soccer team.

Prior to joining the Federal Savings Bank, Van Tran graduated from Loyola University Chicago with a degree in Finance. During his collegiate years, Van was always actively involved in banking, where he built numerous relationships with individuals at large financial

Claudia Appel originally comes from Colombia and earned her degree in Economics from the University of Manizales, with additional specializations in Marketing and Management. Her early career included leadership roles in the hospitality industry, where she developed strong organizational, service,

Sam spent five years in the United States Navy as an Aviation Electrician. During his service, he spent three years in Yokosuka, Japan, where he was stationed aboard the USS Ronald Reagan—at the time, the nation’s only forward‑deployed aircraft carrier. He

Austin was born and raised in Wentzville, Missouri, and remained local to pursue his education at the University of Missouri–St. Louis, where he earned a degree in Political Science along with an Honors Certificate from the Pierre Laclede Honors College.

Lou Freitas brings over 25 years of combined experience in the mortgage and real estate industries. She began her career as a realtor, spending 10 years guiding clients through the homebuying process before transitioning into mortgage lending more than 15

William Haga brings over 23 years of experience in the mortgage and financial services industry, backed by a strong foundation in business management and statistics from Indiana State University. Known for his strong work ethic and leadership background, he began

George was born and raised in Asheville, North Carolina, where he continues to reside today. He is a graduate of East Carolina University and began his career in the consumer lending industry, where he developed a strong foundation in sales,