Michael DeLorenzo is a Junior Mortgage Banker at The Federal Savings Bank, dedicated to helping individuals and families make informed financial decisions and achieve their homeownership goals. A graduate of the University of South Florida, Michael has built his career around providing exceptional client service, personalized guidance, and financial solutions tailored to each client’s unique needs. His commitment to excellence and genuine desire to help others are evident in every client interaction.
Throughout his professional journey, Michael has developed extensive experience in financial planning, long-term wealth strategies, and relationship management. He believes every financial decision should support a client’s broader life goals and takes a thoughtful, client-focused approach to helping borrowers navigate the mortgage process. By combining financial expertise with a strong commitment to service, Michael strives to provide clarity, confidence, and lasting value throughout every stage of the home financing journey.
Outside of work, Michael enjoys spending time with his wife, Andrea, and their four children. A passionate musician, he has recorded his own album and appreciates the creativity and discipline that music brings to his life. He is also actively involved in his local church and values opportunities to serve and support his community. Whether working with clients, spending time with family, or pursuing his personal passions, Michael approaches every endeavor with integrity, compassion, and a commitment to helping others succeed.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



