Kathleen Gentile Photo

Kathleen Gentile

Senior Vice President


  • FNMA Homestyle
  • FHA 203k Specialist
Kathleen Gentile grew up in the northwestern suburbs of Chicago where she spent weekends and summers working at her parent’s successful real estate firm. After receiving a Bachelor’s degree from Illinois State University, she began her career in the mortgage industry as a loan analyst, and spent three years as an assistant to the top producing mortgage banker in Chicago before becoming a Mortgage Banker.

Kathleen has more than two decades of experience in mortgage lending. She knows the importance of understanding the real estate market for her clients, and keeps her finger on the pulse of Chicago’s vibrant and ever changing market. Kathleen’s vast experience and ability to assess the needs of her clients, their real estate agents and attorneys aids her in her success of helping her clients secure homeownership. Her unfailing enthusiasm, integrity and positive attitude, combined with technical expertise and industry knowledge make Kathleen indispensable to her customers and referral sources, and the bank.

Kathleen is a twenty-five-year resident of Chicago’s Ukrainian Village. When not meeting with customers, she and her husband like to take advantage of Chicago's diverse theaters, music venues and restaurants.


Kathleen Gentile has been our broker since 2008 and I have implicit trust that she always does best by us.

- Abelardo G
Kathleen has represented me for multiple home purchases (a one bedroom condo & single family home in the city). She is always spot on with her estimates, incredibly knowledgeable and extremely responsive. She will continue to be our go-to for refinancing & new home purchases.

- Candace B
Kathleen was excellent through this entire process. Communicated quickly and answered all our questions.

- Daniel Z
Thank you so much for all the hard work you put into my recent mortgage of the Hiawassee home in GA. Mike and I are thrilled to have this home. I have to say, this was one of the smoothest transactions and I am so grateful for you and your team’s support. I have worked with Kathleen Gentile on many mortgage transactions since 2011. I was referred to Kathleen through a good friend and The Federal Savings Bank financed my home mortgage. In 2014, I obtained a second mortgage for home improvements, 2015 refinanced, and in 2016 bought a 2nd home through The Federal Savings Bank. In September 2020 I purchased a 3rd home. The Federal Savings Bank is where I do all my major life transactions because of Kathleen Gentile and The Federal Savings Bank team. I am a repeated customer because Kathleen is professional, she knows the business well and I do not stress out. I may do my day to day banking elsewhere, but my major life transactions are all done through The Federal Savings Bank. I am always very satisfied with the services The Federal Savings Bank team provides. Kathleen is an outstanding trusted mortgage broker during important life transactions. I do not stress out knowing she and her team are providing these services and supporting the transaction. I am always kept informed every step of the way and if I have any questions, day or night, even on weekends, Kathleen is responding. I would refer Kathleen because she is honest and tells it like it is. The Federal Savings Bank team is awesome!

- David C

- Eric G
Kathleen is so awesome, you guys are lucky to have her! I'm going to always take my business to her, and told my fireman friends to do the same! Thank you for everything, again, Kathleen!!!

- Eric G
Kathleen is so awesome!! When asked what was the best part of my experience - I wish I was allowed more than one answer because Kathleen and her team provided incredible customer service, great communication, and my loan terms exceeded my expectations!! Thank you, Kathleen!!!!!

- Eric G
Kathleen was wonderful and made the whole process so easy. She was reassuring and comforting when I needed it the most!

- Erin D
Kathleen was spectacular throughout the entire process. I really couldn't of asked for anything more out of a lender. A very personal but professional transaction all at once. Thank you again so much!

- Jason R
Kathleen is a GEM! She is extremely dedicated to customer service and efficiency. I so appreciate her efforts to get my mortgage processed so quickly during such a busy season.

- John H
Kathleen is a consummate professional and we have grown loyal to her. We try to refer her any time the subject of mortgages comes up.

- John M
Kathleen was referred to me by several friends who had had great luck refinancing their homes. Not only was she professional, but her flexible meeting schedule, communication skills, knowledge of all things re-finance, as well as her attention to detail resulted in a quick turn-around and fantastic results. I couldn’t be happier with the refinancing that she was able to put together for me! I will be joining my friends in referring her to anyone whom I may know that is looking to re-finance.

- John P
Kathleen assisted me with my initial home mortgage. She made the process easy and completely transparent. As a result, I was pleased to have Kathleen help me with my recent refinance. She describes each step in the process so that you are well-informed and comfortable with decisions along the way. As hoped, she took the time to investigate a variety of options for my unique situation so that I could determine the best choice given my needs and goals. She completed the process in a timely manner and was very accommodating regarding my busy work schedule.

Once again, I am totally satisfied with my experience and will not hesitate to recommend Kathleen to family and friends. She is truly a professional and it has been a delight to do business with Kathleen.

- Lynette C
Kathleen Gentile was always friendly, cheerful, and available any time that I had questions or dealings with her. She kept me informed every step of the way. I couldn't be more pleased!

- Mary V
Kathleen Gentile was one of the best people I have had the pleasure of working with. She is incredibly professional, communicative, and helpful. She was always available to talk and explained very complex topics in a concise, digestible way. She went above and beyond to get us closed in 21 days from the offer and even worked around our schedule for communication while we were out of the country. I cannot speak more highly of her or our experience working with her. We have already recommended Kathleen to friends who are in the process of looking for a home and will continue to do so.

- Michael D
Kathleen Gentile is phenomenal. She gives us the facts, lets us make the call, yet tells us the good info we need to know and gently helps us where we could use it. Efficient and quick in the closing and super accommodating and responsive with emails. We will and do recommend her to anyone we know.

- Michael H
Kathleen Gentile and Sam Wrobel were nothing short of amazing during my entire loan process. Always very quick to respond to any questions I had. Very thorough when explaining/answering my questions. They worked extremely hard as a team to ensure a smooth and quick closing. I look forward to working with them in the future!

- Nelson D
Kathleen is a superstar and asset to the organization. I have been doing business with her for over 20 years. She is exceptional. I am a broker and refer her to my clients who also refer her and repeat business with her as well!

- Richard A
Kathleen was amazing throughout the entire loan process and exceeded all of our expectations!

- Ryan P
When my close friend left the mortgage banking industry, he assured me he was going to introduce me to the best lender in his firm. I’m here to testify he made good on his promise. In fact, I can't think of anybody better for this job. Here’s a little back story. When I bought my first house, nobody was willing to give me a loan because of my self-employment status and a non-impressive credit history. This is where Kathleen Gentile comes into play. She saw the same criteria all the other banks were seeing, but she wouldn't give up on me. Kathleen worked tirelessly to understand my exact situation, advise me along the way and she never treated me like a math equation or number like all the other bankers did. Almost a year and a half after later, after she drafted countless pre-approval letters, we finally put an offer in on what was going to become my first home purchase. Not only was my loan approved, she helped steer me away from the FHA loan I thought I was destine to have and into a conventional loan. I was elated.

Fast-forward three years, my first home purchase had done quiet well from an equity, and investment standpoint, and Kathleen successfully helped me with a cash out refinance so that I could purchase the property next to me. I literally had less than 30 days to raise the capital to buy the short sale with “cash only” next to my home. Kathleen warned me this would be a long journey, down to the wire, but that she could make it happen. Again, I’m here to testify she made it happen, not once, but twice! I’m a very proud double lot owner in the beautiful city of Chicago. I could not have done it without her! Thank you, Kathleen! Guess who I’m using next time I need a loan?

- Stefan B
Throughout the entire process, Kathleen and her team did everything in their power to make the process smooth, and to overcome difficulties related to our particular financial situation.

- Stephen L
I have been using Kathleen Gentile as my mortgage person for many years. She is extremely professional and always makes the process easy.

- Susan K
Kathleen is awesome, we would absolutely recommend her to others.

- Tim W