Joseph Curcio
Senior Vice President
NMLS#1638352
With over seven years in the mortgage industry, Joe brings a wealth of experience and dedication to every client’s homebuying journey. His roots in customer service taught him to prioritize listening, understanding, and delivering on clients’ unique needs—a focus he has carried into his work as a loan officer. He knows that buying a home is a major milestone, and he is here to make it a smooth, transparent, and empowering experience.
Joe’s transition from customer service to mortgage lending allowed him to blend a people-first mindset with the intricacies of the loan process. He understands the importance of trust, communication, and patience when guiding clients through what can often be a complex and overwhelming process. Whether a first-time buyer or a seasoned homeowner, Joe strives to tailor his approach to each client’s goals, ensuring they feel confident and well-informed at every step.
Joe’s mission is simple: to turn dreams of homeownership into reality with clarity and ease. By combining his industry expertise with a personal commitment to client care, he works hard to find the best loan options that align with his clients’ financial visions. In every interaction, his goal is to be more than just a loan officer—Joe is here as a guide, a resource, and a partner in one of life’s most exciting journeys.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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