How The Federal Savings Bank Builds Strong Construction Partnerships Nationwide

For professionals in the construction ecosystem, partnering with a construction lender who knows what they’re doing is more than a convenience. It’s a strategic advantage. A lender with a mix of experience, loan options and nationwide reach can be the difference between a successful build and a stressful, drawn-out project. That’s where The Federal Savings Bank comes in. 

With decades of experience in construction financing, competitive loan terms (including 100% financing options for Veterans Affairs (VA) construction loans*) and a reputation for personalized and transparent service, The Federal Savings Bank has emerged as a trusted partner for construction professionals across the country.  

Here’s how The Federal Savings Bank fosters construction partnerships and why that matters for you and your clients.

Expertise Built on Decades of Experience

The Federal Savings Bank isn’t new to construction lending. Our mortgage bankers specialize in navigating the unique complexities of construction financing, including everything from land acquisition and architectural planning to staged disbursements and final inspections. 

We understand the needs of professionals who work in construction: builders want clear communication and timely fund releases; real estate agents need confidence that their clients are in reliable hands; financial advisors want strategic partners who understand long-term value. 

We also understand the financial challenges borrowers face which is why we offer better loan-to-values, competitive terms and options like 100% financing for VA loans* for qualified borrowers and personal loan extensions to help buyers afford more home without sacrificing their vision. 

The Federal Savings Bank offers that level of experience, ensuring that everyone involved in the construction process benefits from a predictable, well-managed lending experience.

One Lender, Every State

Construction professionals often work across state lines, and being limited to regional lenders can be a barrier to growth. The Federal Savings Bank removes that barrier with our ability to lend in all 50 states. That means fewer limitations and more opportunities, especially for professionals serving diverse client bases or expanding into new markets. 

Whether you’re a builder managing projects in multiple states or a financial advisor supporting clients who are relocating, our nationwide reach means you only need one trusted lending partner.

A Comprehensive Library of Loan Options

Not all clients fit into the same financial mold, and not all construction projects are alike. The Federal Savings Bank offers a robust portfolio of construction loan types to meet a wide variety of borrower profiles and project needs, including: 

• 1X Close Construction Loans (construction-to-permanent) 

• 2X Close Construction Loans 

• Veterans Affairs (VA) and Federal Housing Administration (FHA) Construction Loans 

• Jumbo Construction Loans 

• Individual Taxpayer Identification Number (ITIN) and Conforming Options

Whether your clients are first-time homebuilders or high-net-worth individuals building luxury residences, we can help find the loan solution to support them and the knowledge to explain which options can suit their needs.

Processes Backed by Personal Support

For many professionals, one of the greatest frustrations is working with lenders that promise speed and service but fail to deliver. At The Federal Savings Bank, we differentiate ourselves with dedicated loan officers and draw analysts who serve as consistent points of contact from pre-approval through the final draw. 

Our process management provides full transparency in draw schedules, so builders know when funds will be released, and clients can track the progress every step of the way. We make sure the money is where it needs to be when it needs to be there. 

Our team coordinates closely with builders and clients to manage disbursements, verify documents and keep projects on track. Builders benefit from timely payments. Clients benefit from reduced stress. Partners like you benefit from a more predictable, professional experience. 

We don’t just close loans. We build relationships.

Building Trust Through Transparency and Testimonials

When selecting a lending partner, trust is essential. At The Federal Savings Bank, that trust is earned through consistent service and proven results. Our 4.94/5 customer satisfaction rating on Zillow® reflects our commitment to excellence. 

Our testimonials speak for themselves: clients frequently highlight our responsiveness, professionalism and ability to guide them through what could otherwise be an overwhelming process. That level of service extends to our partners, too. 

You deserve a lender who respects your time, values your referrals, and works just as hard to help your clients succeed as you do.

Why It Matters for You

We understand the pain points many construction professionals face: unreliable lenders, slow disbursements, limited loan programs or lack of geographic reach. These issues don’t just disrupt your workflow. They can cost you clients. 

By partnering with The Federal Savings Bank, you can gain: 

• A single, trusted lending partner for all your construction clients 

• A comprehensive product suite designed for diverse borrower needs 

• Nationwide lending capabilities that match your footprint 

• Dedicated loan experts who provide proactive, transparent support at every step

Let’s Build Together

Choosing a lender is about more than interest rates and paperwork. It’s about aligning with a team that elevates your business. At The Federal Savings Bank, we don’t just offer construction loans. We offer peace of mind, professional support and the ability to help you and your clients build confidently. 

Ready to partner with a lender who understands your world? Reach out today. Let’s build something great together. 

*For qualified veteran borrowers with a 680 minimum FICO credit score and a 43% maximum debt-to-income (DTI) ratio.