VA Loans

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November 19, 2025

How Does a Veterans Affairs (VA) Loan Work for First-Time Homebuyers?

First-time homebuyers have a lot of options to weigh as they start their process. If you’re an eligible veteran, active-duty service member, or surviving spouse, the Veterans Affairs (VA) loan might be a good place to start. The VA loan

VA Loans
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November 4, 2025

Type I vs. Type II Veterans Affairs Cash-Out Refinance: Key Differences

Did you know that a Veterans Affairs (VA) cash-out refinance has two distinct types? Eligible borrowers who are considering refinancing their VA loan or their non-VA loan into a VA loan should make sure they understand the differences between a

VA Loans
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October 28, 2025

Veterans Affairs (VA) Residual Income & Debt-to-Income (DTI): How Lenders Calculate What You Can Afford

Disclaimer: This content may include information about products, features, and/or services that The Federal Savings Bank does not provide and is intended to be educational in nature.  Lenders consider a variety of financial factors when deciding who qualifies for a

VA Loans
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October 23, 2025

Veterans Affairs (VA) Certificate of Eligibility (COE): How to Get Yours

Disclaimer: This content may include information about products, features, and/or services that The Federal Savings Bank does not provide and is intended to be educational in nature.  The Veterans Affairs (VA) loan can be a great way for certain veterans,

VA Loans
Woman looking at documents while sitting at home
October 22, 2025

Veterans Affairs (VA) Loan Entitlement Restoration & Second Tier Entitlement Explained

Disclaimer: This content may include information about products, features, and/or services that The Federal Savings Bank does not provide and is intended to be educational in nature.  Eligible veterans, active duty service members, and surviving spouses often wonder how their

VA Loans
Couple sitting at kitchen table together while they look over laptop and documents
October 21, 2025

Veterans Affairs (VA) Cash Out Refinance vs. Home Equity Line of Credit (HELOC): What Veterans Should Consider

Many veterans who are considering leveraging their home equity to finance certain goals are likely weighing a few options. Two common options for eligible veterans include the Veterans Affairs (VA) cash-out refinance and the home equity line of credit (HELOC).  

VA Loans