Mortgage Loans

Happy couple moving into new home with their puppy.
July 27, 2023

What You Need to Know About Qualifying for Down Payment Assistance

One of the biggest challenges many homebuyers face is the down payment for a home—a crucial step in purchasing a home. But the down payment doesn’t have to be a deal-breaker. If you’re unsure if you can afford a down

Mortgage Loans
Woman working on her laptop, resting against a couch with her pet dog sitting next to her.
July 20, 2023

5 Common Misconceptions About Down Payment Assistance

If you have homebuying on your mind and are considering taking on a mortgage, affording the down payment can be the biggest obstacle—but it doesn’t have to be. Don’t let the fear of affording the down payment or being rejected

Mortgage Loans
happy couple looking at a laptop together in the kitchen
July 19, 2023

How to Choose the Right FHA Lender for Your Home Loan

Federal Housing Administration or FHA mortgages are an advantageous product that helps many eligible homebuyers in tight financial situations to achieve homeownership. Thankfully, there are many FHA-approved lenders, such as The Federal Savings Bank, that are experienced in helping new

Mortgage Loans
Woman working on laptop.
July 6, 2023

Understanding Loan Estimates

First-time homebuyers shouldn’t let themselves be daunted by their loan estimate – a document that estimates the terms, monthly payments, and closing costs associated with the mortgage for which you are applying. If you purchased a home with any lender

Mortgage Loans
Couple enjoying moving into their new home with their dog.
June 26, 2023

Choosing the Best First-Time Homebuyer Programs for You

If you have done the math and determined that you’re ready to start a new chapter of your life and need to find out what the best first-time homebuyer program might be for you, keep reading. There are a range

Mortgage Loans
Realtor showing a young happy family a home for sale.
June 21, 2023

Appraisal vs. Inspection: Here’s what you need to know

Appraisals and inspections are two very important parts of the homebuying process, both of which are designed to help protect the parties involved in the transaction. Whether you are a first-time homebuyer – or just looking for a refresher –

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