Matthew Kay
Mortgage Banker
NMLS#2285193
Before entering the mortgage industry, Matthew Kay thrived in competitive, team‑oriented environments that required discipline, accountability, and resilience—traits sharpened during his time as an Executive Sales Manager. These experiences instilled in him the ability to perform under pressure while always prioritizing the needs of his clients. He believes homeownership is one of the most meaningful financial decisions a person can make and is committed to making the process transparent, empowering, and tailored to each borrower.
Matthew is a driven, relationship‑focused banker with a lifelong passion for helping others achieve their financial goals. With a background in sales, customer service, and leadership, Matthew has developed strong communication and problem‑solving skills that empower clients to navigate the mortgage process with clarity and confidence. His experience working with individuals from all walks of life has reinforced the importance of trust, consistency, and attention to detail—qualities he brings to every client relationship at The Federal Savings Bank.
Outside of banking, Matthew enjoys fitness, mentoring others, and spending quality time with family and friends. He is passionate about personal growth, community involvement, and inspiring others to pursue their goals—both financially and in life.
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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