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About

Mary A. Cazares is a born-and-raised Chicagoan whose roots are as deep as her drive. Continuing the tradition of a strong work ethic that she inherited from her mother and grandmother, Mary stepped into the real estate world with purpose, starting as a Junior Loan Officer while still in high school. She didn’t wait for the opportunity – she built it. Balancing two jobs while earning a double major in Business Management and Finance with a focus on Investment Analysis from the University of Illinois at Chicago, Mary learned early how to lead from the front. Her journey through the mortgage industry took her to the top ranks of consumer-direct lending, where she became known for her command of products, policies, and people.

With decades of experience in real estate finance, Mary is a trusted guide in an often-overwhelming market for buyers, agents and other mortgage loan officers. Today, she wears many hats: Licensed Real Estate Agent. Property Rehabber. Landlord. Airbnb Super Host. Real Estate Investor. Team leader. Her hands-on approach and strategic vision allow her to walk clients through every step of the homeownership journey – from securing financing to opening the door to their dream home. Mary is as much heart as she is hustle. She’s the kind of leader who rolls up her sleeves and gets into the details, whether she’s helping a first-time buyer understand their loan or helping someone on her team. She brings clarity, care, and creativity to everything she does.

Outside of work, Mary lives by the philosophy: “Work hard. Play harder. Love the hardest.” She balances her fast-paced career with meaningful relationships, creative pursuits, and travel across the globe. Whether she’s exploring a new city or recharging by the ocean, Mary finds inspiration in movement, culture, and connection. Grounded by her lifelong friendships and fueled by her adventurous spirit, she’s proof that you don’t have to choose between building legacy and living out loud – you can do both!

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

What clients say about working with us

Mary exceeded all of my expectations. Communication was outstanding. Any questions I had, were always answered timely. I’m very thankful that Mary was able to help us with this process. I will be referring everyone I can to Mary.

Olivia D.
April 2023

Mary was great from beginning to start with my first time home buying experience! She was always quick to answer and available even during weekends to answer all questions that I had along the way and explained everything clearly throughout the process. We were off some time for our anticipated closing date but it worked out in the end – no complaints! I am starting off in my new home on the 1st which is better, I believe. Thank you for helping me to accomplish this goal and I look forward to all the great memories that I will be able to make with my family in my new home! I will definitely refer you to anyone I know who is looking to buy in the future.

Adrienne O.
March 2023

When I say that Mary rescued me, I mean that literally. I had almost given up on the prospect of ever been a homeowner again at least not anytime soon in this volatile market but then I met Mary. Her professionalism, work ethic and knowledge of this industry is beyond reproach. Her ability calm my fears simply by promising one thing. That I could trust her to have my best interest at heart and be certain that I understood and was comfortable with each step of the process. Well today thanks to Mary I was pre-approved and under contract. This was one of life’s “fork in the road” moments for me. Thanks to Mary I now have a happy road ahead.

Carol B.
February 2023

Mary was professional and helpful start to finish. She explained the process and exceeded my expectations.

Patricia M.
January 2023

We had multiple issues with prior lenders and Mary was able to step in and work things out quickly and smoothly in order for us to close two houses in one day. All of my friends and relatives will be using her moving forward because of the stellar customer service I received.

Pablo L.
January 2022

Mary C. was amazing to work with. She definitely knows her job well!

Jeremiah G.
November 2021

Mary was an absolute lifesaver! I am so appreciative of her knowledge and sense of urgency for my case. Should I know anyone in need of a loan officer she will be my only recommendation. I will always be grateful for her professionalism and ability to communicate clearly about my process. Thank you so much Mary!

Rovel R.
June 2021

Mary was absolutely amazing. She worked on the type of loan we were looking for and helped guide us on how to get it done.

Elijah G.
June 2021

Mary Cazares is a total professional who acts with great energy and expertise. Thank you.

Kenneth M.
May 2021

We were just about to close with another company when we found Mary at The Federal Savings Bank. She offered great customer service and answered all of our questions, unlike the previous loan officer. Would definitely recommend Mary!

Maya T.
February 2021
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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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