Irwin Recio
Vice President
NMLS#1181999
Irwin Recio is a seasoned mortgage professional with over a decade of experience and deep roots in Chicago’s South Side, where he was born and raised. He’s passionate about educating his clients, guiding them through the homebuying process, and helping them achieve their dream of homeownership.
Irwin specializes in refinancing options, helping clients lower their rates, reduce monthly payments, or access their home’s equity to put them in a stronger financial position. He takes pride in offering tailored loan solutions — whether Conventional, FHA, or VA — and ensuring his clients get the best products and rates in today’s competitive market.
Now living in Chicago’s south suburbs with his wife and two sons, Irwin enjoys cooking, traveling, and dining at the city’s best restaurants. Ready to buy a home or explore refinancing? Reach out to Irwin today!
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ABOUT THE FEDERAL SAVINGS BANK
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Irwin made our dream of becoming homeowners a reality. From start to finish, he provided excellent service, transparency, and most importantly communication. He made himself available 24/7 to answer questions and made the entire process seamless. Thank you Irwin for making our dream of homeownership come true!
Thank you very much for the assistance and guidance. You and your team made this a virtually painless experience.
Irwin was a professional, courteous and caring young man. He is a true asset to your company.
Irwin is an outstanding loan officer who provided me great customer service on my first refinance…which is why I went back to him for my second refinance!
Our banker did an amazing job throughout the whole process. We are very happy to have worked with him.
Mr. Irwin Recio, a great person to work with Hats goes off to him and his Team. The communication was awesome Mr. Irwin kept us informed on everything the paperwork, documents, and the closing. We have never work with someone who’s so kind, very professional and caring. Again, thank you Mr. Irwin you’re the BEST!
I was very please with the fast service. Everyone involved were so very friendly and helpful. Answered all of my questions quickly. I really appreciated the service that they all provided.
Irwin and The Federal Savings Bank are easily detailed when it comes to on-line procedures, uploading documents, utilizing electronic signing and most of all the convenience of doing everything and closing of my loan at my residence.
Thank you for making the whole process smooth and painless. You kept me in the loop weekly and made sure everything went well. I really appreciated your professionalism.
I am writing to thank you for making my refinance a completely painless process. I have refinanced in the past and the process was extremely arduous. Thanks to your expertise the experience was the best I have had and I will be sure to recommend you to my friends and associates.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.
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