Dr. Carlisa M. Smith is a distinguished real estate strategist, educator, and industry leader with more than three decades of high-performance experience throughout South and Central Florida. She earned her Doctor of Education in Organizational Leadership and Adult Education, as well as her MBA in Human Resource Management from Nova Southeastern University. She further distinguishes herself through elite industry credentials, including GRI, SRS, SRES, CDPE, and REO certifications. Her professional affiliations span national and regional organizations, where she has served in influential leadership and governance roles, advancing industry standards, education, ethics, and professional development.
Recognized for her sharp decision-making, exceptional professionalism, and market expertise, Dr. Smith consistently delivers superior results in both residential and commercial real estate. She empowers individuals and families to build long-term wealth through strategic real estate planning. Leveraging her dual licensing as a realtor and mortgage loan originator, Dr. Smith provides comprehensive, streamlined solutions for both property and financing needs. Respected for her integrity, precision, and dedication to client success, Dr. Smith is a trusting and dedicated mortgage professional who is eager to start helping clients here at The Federal Savings Bank.
Outside her professional commitments, Dr. Smith values time with family, enjoys reading, singing, and is passionate about travel and personal enrichment.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



