Shawn Townes is a highly accomplished mortgage professional with over 20 years of experience in residential lending, known for his exceptional client service, strategic expertise, and commitment to making homeownership accessible. Based in Jacksonville, Florida and serving clients nationwide, he has built a reputation as a trusted advisor, guiding borrowers through FHA, VA, conventional, jumbo, and first-time homebuyer programs with clarity and confidence. Recognized for his deep market knowledge and personalized approach, Shawn has helped hundreds of families achieve their homeownership dreams, earning consistent five-star reviews for his responsiveness, transparency, and ability to simplify complex financial decisions. His leadership extends beyond lending—he actively mentors new loan officers and contributes to industry growth through training and best-practice development.
Specializing in both traditional and niche financing solutions, Shawn excels in structuring loans for self-employed borrowers, investors, and those with unique financial profiles. Clients praise his patience, attention to detail, and knack for finding creative solutions, whether navigating tight timelines, credit challenges, or competitive markets. His Zillow lender profile highlights a flawless track record of satisfied buyers, with reviewers emphasizing his reliability (“closed on time, every time”), proactive communication, and dedication to securing the best possible terms. Shawn leverages cutting-edge technology and a vast network of real estate partners to deliver a seamless, stress-free experience from pre-approval to closing.
Beyond his professional achievements, Shawn is deeply invested in community empowerment, supporting financial literacy initiatives and first-time homebuyer education programs. His clients frequently describe him as “more than a lender—a lifelong advocate,” reflecting his mission to build trust and long-term relationships. When not assisting borrowers, he enjoys spending time with his family, exploring Jacksonville’s vibrant culture, and staying active in sports. Driven by the belief that everyone deserves a path to homeownership, Shawn combines expertise with heart, ensuring every client feels informed, valued, and confident in their financial future.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.
Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.