Mikhael “Mike” Najm has built his career in the mortgage and real estate industries, helping clients navigate some of the most important financial decisions of their lives. With experience in both mortgage lending and residential real estate, Mike brings a well-rounded perspective to every transaction. He takes pride in helping clients understand their options and move forward with confidence throughout the home financing process.
Mike works with homebuyers purchasing primary residences, homeowners looking to refinance, veterans exploring VA financing and refinance opportunities, and clients with a variety of other mortgage needs. He is committed to providing clear communication, responsive service, and personalized guidance tailored to each client’s goals. His real estate experience also provides him with a broader understanding of the homebuying journey and the challenges clients may encounter from application through closing.
Fluent in both English and Spanish, Mike enjoys working with clients from diverse backgrounds and believes strong relationships are built through trust, accessibility, and consistent communication. He is passionate about helping individuals and families pursue their homeownership and financial goals while making the mortgage process as clear and straightforward as possible.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



