The Federal Savings Bank’s Dual Employment Banker (DEB) program gives licensed real estate agents the opportunity to originate mortgage loans compliantly, with full support, and the potential to earn more from every transaction you close.
By integrating mortgage services into your real estate practice, you have the potential to add to your revenue. The Federal Savings Bank’s DEB program trains and supports real estate agents to offer mortgage services.
The combination of understanding your borrowers’ qualifications and guiding them through the lending process can translate into a more connected client experience and a stronger book of business. Agents receive comprehensive training and support to ensure all activities comply with federal regulations.
Provide Comprehensive Service
Technology and Support
We’ve built the DEB program around technology that works as hard as you do. With the Blend® digital application platform, you can send a mortgage application link to a prospective buyer in a single click.
They complete it on their own time, and the information flows directly into our system, meaning no manual data entry and fewer bottlenecks.
| The Federal Savings Bank | Independent Mortgage Banks | |
|---|---|---|
| Regulation | Regulated by OCC, Federal Reserve & FDIC |
Regulated by state agencies |
| Services Offered | Full range of banking services — savings & loans |
Mortgage loans only |
| Funding Source | Uses customer deposits to fund loans, providing stability | Connects borrowers with lenders, earns commissions |
| Coverage | Nationwide with a single federal charter |
Must obtain licenses in each state they operate |
| Capital Requirements | Adheres to strict capital and liquidity rules, ensuring stability | Lower capital requirements, but must meet state and investor standards |
The Federal Savings Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or status as a protected veteran.
This information is intended for educational purposes only. Products and interest rates subject to change without notice. Loan products are subject to credit approval and include terms and conditions, fees and other costs. Terms and conditions may apply. Property insurance is required on all loans secured by property. VA loan products are subject to VA eligibility requirements. Adjustable Rate Mortgage (ARM) interest rates and monthly payment are subject to adjustment. Upon submission of a full application, a mortgage banker will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.
If you’re a licensed real estate agent looking to grow your practice and better serve your clients from search to close, the DEB program may be the opportunity you’ve been waiting for.
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