Skip to Main Content
About

Tom Sauceda is a Vice President with The Federal Savings Bank, bringing more than 30 years of experience in mortgage lending. Throughout his career, Tom has remained passionate about helping individuals and families achieve their homeownership goals. He specializes in working with first-time homebuyers and also brings extensive knowledge of construction and portfolio lending. His commitment to exceptional service has allowed him to build long-term relationships with clients who continue to turn to him for their future mortgage needs.

With decades of experience originating home loans, Tom understands that every borrower and financial situation is unique. He believes a successful lending experience begins with listening and taking the time to understand each client’s needs and long-term goals. From there, Tom works closely with his clients to identify financing solutions that align with their individual circumstances while providing clear communication and personalized guidance throughout the mortgage process.

Outside of work, Tom enjoys spending quality time with his family and staying involved in the many sporting activities that keep them busy. Whether assisting a family with their first home or helping a returning client with their next mortgage, Tom brings the same dedication, experience, and relationship-focused approach to every client he serves.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Badges
Customer Reviews
Home Begins Here

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

get started
Understand your home's value in minutes
Calculator Image

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Calculator Image

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Calculator Image

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

Our Guides
Discover the First Time Homebuyers Guide
Discover our Veteran Homebuyer Guide
Discover our Construction Guide
our loan products
Discover some of the possibilities with The Federal Savings Bank
Buying Your Home Is a Journey.
Let’s Get Started.
You’re getting ready to take a big step forward. Work with a mortgage team that helps get you the rates you need to get home.
Get started Arrow Right
Calculate Before You Buy